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Helen Crossin-Kittle, 34, Larchmont, N.Y., networking specialist, Cantor Fitzgerald Kevin Raymond Crotty, 43, Summit, N.J., managing director, Sandler O’Neill & Partners Thomas G. Cahill, 30, West Caldwell, N.J., municipal bond broker, Cantor Fitzgerald Thomas J. Coppo, 47, New Canaan, Conn., municipal bond trader, Cantor Fitzgerald Gerard J. Pascuma, 50, Massapequa Park, N.Y., stock broker, Harvey Young Yurman Inc. Jain, 54, New City, N.Y., senior project manager at eSpeed, Cantor Fitzgerald Maria Jakubiak, 41, Ridgewood, N.Y., accounting, Marsh & McLennan Cos. Broghammer, 58, North Merrick, N.Y., senior vice president, Aon Corp. Inc. Jennifer L. Herman Sandler, 57, New York, N.Y., chief executive, Sandler O’Neill & Partners James Sands, 39, Bricktown, N.J., strategic development engineer, eSpeed, Cantor Fitzgerald Ayleen J. Michael Andrew Tamuccio, 37, Pelham Manor, N.Y., vice president of equity trading, Fred Alger Management Kenichiro Tanaka, 52, Rye Brook, N.Y., corporate banking general manager, Fuji Bank Rhondelle Cherie Tankard, 31, Devonshire, Bermuda, Aon Corp. Kestenbaum, 56, Montclair, N.J., senior vice president, Aon Corp. Burke, 28, New York, N.Y, assistant equities trader, Cantor Fitzgerald Thomas Daniel Burke, 38, Bedford Hills, N.Y., managing director, Cantor Fitzgerald Kathleen A. Inc. Maureen L. (Frank) Feely, 41, Middletown, N.Y., vice president, Marsh & McLennan Cos. Hobbs, 41, Baldwin, N.Y., energy trader, Cantor Fitzgerald James L. Inc. Barry, 60, New York, N.Y., administrative assistant, Aon Corp. Inc. Bordenabe, 33, Old Bridge, N.J., sales assistant, Keefe, Bruyette & Woods Martin Boryczewski, 29, Parsippany, N.J., institutional sales trader, Cantor Fitzgerald Richard E. Inc. Inc. Studley Inc. Frank Joseph Naples, 29, Cliffside Park, N.J., broker, Cantor Fitzgerald Catherine A. Hobin, 47, Marlborough, Conn., vice president, Marsh & McLennan Cos. Doris Torres, 32 Luis Eduardo Torres, 31, Cantor Fitzgerald Amy E. Gregory, 62, Ramsey, N.J., bond broker, Cantor Fitzgerald Florence M. Dimino, 48, Basking Ridge, N.J., partner, Cantor Fitzgerald William J. Barry H. Daniel Michael Coffey, 54, Newburgh, N.Y., senior vice president, Guy Carpenter Jason Matthew Coffey, 25, Newburgh, N.Y., accountant, Marsh & McLennan Cos. Burns, 49, New York, N.Y., vice president, office automation, Fiduciary Trust International Keith James Burns, 39, East Rutherford, N.J., Cantor Fitzgerald Irina Buslo, 32, New York, N.Y. Fagan, 58, New York, N.Y. Weiss, 50, New York, N.Y., vice president and deputy general counsel, Cantor Fitzgerald Vincent Michael Wells, 22, Redbridge, England, options broker, Cantor Fitzgerald Christian Hans Rudolf Wemmers, 43, San Francisco, Calif., director of product management, Callixa Ssu-Hui (Vanessa) Wen, 23, New York, N.Y., programmer, Cantor Fitzgerald Oleh D. Vivian Casalduc, 45, New York, N.Y., microfiche clerk, Empire Blue Cross/Blue Shield John F. Jones, 53, Huntington, N.Y., partner, Cantor Fitzgerald Donald T. Michael L. Ervin Vincent Gailliard, 42, New York, N.Y., security officer, Summit Security Services Deanna L. Inc. Inc. Inc. Walter Baran, 42, New York, N.Y., investment banker, Fiduciary Trust International Paul V. Inc. Alejandro Castano, 35, Englewood, N.J., delivery man, Empire Distribution Arcelia Castillo, 49, Elizabeth, N.J., junior accountant, Marsh & McLennan Cos. Alan Linton, 26, Jersey City, N.J., Sandler O’Neill & Partners Diane Theresa Lipari, 42, New York, N.Y., commodities trader, Carr Futures Francisco Alberto Liriano, 33, New York, N.Y. Lewis, 36, Fairfield, Conn., senior trader, Keefe, Bruyette & Woods Margaret Susan Lewis, 49, Elizabeth, N.J., legal secretary, Port Authority of New York and New Jersey Ye Wei Liang, 27, New York, N.Y., technology information specialist, Marsh & McLennan Cos. Gallo, 30, New York, N.Y., commodities broker, Carr Futures Vincenzo Gallucci, 36, Monroe, N.J., senior vice president, Marsh & McLennan Cos. Rodriguez-Vargas, 44, New York, N.Y., Windows on the World Karlie Barbara Rogers, 25, London, England, divisional sponsorship manager, Risk Waters Group Scott Rohner, 22, Hoboken, N.J., foreign exchange trader, Cantor Fitzgerald Joseph M. Coppola, 46, New Providence, N.J., broadcast engineer, WNET-TV Joseph Albert Corbett, 28, Islip, N.Y., securities trader, Cantor Fitzgerald Alejandro Cordero, 23, New York, N.Y., Marsh & McLennan Cos. CONFIRMED DEAD

Gordon McCannel Aamoth, 32, New York, N.Y., investment banker, Sandler O’Neill & Partners Edelmiro (Ed) Abad, 54, New York, N.Y., senior vice president, Fiduciary Trust International Maria Rose Abad, 49, Syosset, N.Y., senior vice president, Keefe, Bruyette & Woods Andrew Anthony Abate, 37, Melville, N.Y., bond trader, Cantor Fitzgerald Vincent Abate, 40, New York, N.Y., bond trader, Cantor Fitzgerald William F. Jody Tepedino Nichilo, 39, New York, N.Y., executive assistant, Cantor Fitzgerald Martin Niederer, 23, Hoboken, N.J., securities trader, Cantor Fitzgerald Alfonse J. John Anthony Spataro, 32, Mineola, N.Y., Marsh & McLennan Cos. Nardella, 40, Bloomfield, N.J., insurance consultant, Aon Corp. Baksh, 36, Englewood, N.J., private client services group, Marsh & McLennan Cos. Pezzuti, 28, Fair Haven, N.J., bond broker, Cantor Fitzgerald Tu-Anh Pham, 42, Princeton, N.J., analyst, Fred Alger Management Eugenia Piantieri, 55, New York, N.Y., Marsh & McLennan Cos. Irby, 38, New York, N.Y., accountant, Marsh & McLennan Cos. Rigo, 48, New York, N.Y., insurance brokerage executive, Marsh & McLennan Cos. Japhet J. Inc. Anne Rose T. Cramer, 47, New York, N.Y., tax specialist, Fiduciary Trust International Christopher Seton Cramer, 34, Manahawkin, N.J., assistant vice president for tax operations, Fiduciary Trust International Denise Crant, 46, Hackensack, N.J., facilities department employee, Marsh USA James L. Inc. Atsushi Shiratori, 36, New York, N.Y., dollar/yen options trader, Cantor Fitzgerald Thomas Shubert, 43, New York, N.Y., international trader, Cantor Fitzgerald Mark Shulman, 44, Old Bridge, N.J., fire prevention and risk consultant, Marsh & McLennan Cos. Boland, 25, Ringwood, N.J., business analyst, Marsh & McLennan Cos. Yvette Nicole Moreno, 25, New York, N.Y., receptionist, Carr Futures Dorothy Morgan, 47, Hempstead, N.Y., broker, Marsh & McLennan Cos. Smithwick, 54, Quogue, N.Y., Fred Alger Management Rochelle Monique Snell, 24, Mount Vernon, N.Y., administrative assistant, Regus Leonard J. Friedman, 44, Woodbury, N.Y., vice president for institutional equities, Carr Futures Gregg J. Domingo Benilda, 37, Elmhurst, N.Y. Mauro, 51, New York, N.Y., insurance broker, Marsh & McLennan Cos. Inc. Karen Hagerty, 34, New York, N.Y., senior vice president, Aon Corp. Fanelli, 38, Farmingville, N.Y., Marsh & McLennan Cos. Ciccone, 38, New Rochelle, N.Y., assistant vice president, Marsh & McLennan Cos. Alan Bondarenko, 53, Flemington, N.J., Washington Group International Andre Bonheur, 40, New York, N.Y., financial analyst, Citibank Colin Arthur Bonnett, 39, New York, N.Y., telecommunications programmer, Marsh & McLennan Cos. Chirls, 47, Princeton, N.J., eSpeed/banker, Cantor Fitzgerald Abdul K. Robert Wayne Hobson, 36, New Providence, N.J., broker, Cantor Fitzgerald DaJuan Hodges, 29, New York, N.Y., management services, Marsh & McLennan Cos. McAneney, 50, Pomona, N.Y., Marsh & McLennan Cos. White, 44, Dumfries, Va., civilian employee, U.S. Daphne Pouletsos, 47, Westwood, N.J., Aon Corp. Inc. Ching Ping Tung, 44, New York, N.Y. Anthony M. Inc. Chiarchiaro, 61, Glenwood, N.Y., Fred Alger Management Luis Alfonso Chimbo, 39, New York, N.Y., receiving attendant, Windows on the World Robert Chin, 33, New York, N.Y., account associate, Xerox Corp. Horohoe, 31, New York, N.Y., vice president, corporate bonds, Cantor Fitzgerald Aaron Horwitz, 24, New York, N.Y., bond broker, Cantor Fitzgerald Charles J. Virgilio, 48, New York, N.Y., vice president, Aon Corp. Shannon M. Trerotola, 36, Hazlet, N.J., principal office assistant, Port Authority of New York and New Jersey Karamo Trerra, 40, New York, N.Y., computer technician, ASAP NetSource Michael Trinidad, 33, New York, N.Y., telecommunications accounting, Cantor Fitzgerald Francis Joseph Trombino, 68, Clifton, N.J., security guard, Brinks Gregory J. Blaney, 55, Williston Park, N.Y., consultant at Marsh & McLennan Cos. Santiago, 40, New York, N.Y., Blue Cross Blue Shield Kirsten Santiago, 26, New York, N.Y., Insurance Overload Systems Maria Theresa Santillan, 27, Morris Plains, N.J., customer service representative for eSpeed, Cantor Fitzgerald Susan G. Yan Zhu (Cindy) Guan, 25, New York, N.Y., New York State Department of Taxation and Finance Babita Guman, 33, New York, N.Y., computer specialist, Fiduciary Trust International Douglas B. Inc. Norbert P. Levi, 50, New York, N.Y., police officer, Port Authority of New York and New Jersey Alisha Caren Levin, 33, New York, N.Y., vice president for human resources, Fuji Bank Neil D. Inc. Crawford, 33, Madison, N.J., assistant trader, Cantor Fitzgerald Joanne Mary Cregan, 32, New York, N.Y., Cantor Fitzgerald Lucia Crifasi, 51, Glendale, N.Y., travel coordinator assigned to Marsh & McLennan Cos. Bart, 28, Malverne, N.Y., vice president, Marsh & McLennan Cos. Marrero, 32, Old Bridge, N.J., facilities manager, Euro Brokers Inc. Addo, 36, New York, N.Y., housekeeping, Windows on the World Lee Adler, 48, Springfield, N.J., computer designer, Cantor Fitzgerald Daniel Thomas Afflitto, 32, Manalapan, N.J., equities trader, Cantor Fitzgerald Emmanuel Afuakwah, 37, New York, N.Y. Moroney, 39, Eastchester, N.Y., senior vice president, Cantor Fitzgerald Lynne Irene Morris, 22, Monroe, N.Y., equities p&s clerk, Cantor Fitzgerald Seth A. Andrea Della Bella, 59, Jersey City, N.J. Mark Francis Broderick, 42, Old Bridge, N.J., accountant, Cantor Fitzgerald Herman C. Michael S. Anthony Savas, 72, New York, N.Y., construction inspector, Port Authority of New York and New Jersey Vladimir Savinkin, 21, New York, N.Y., accountant, Cantor Fitzgerald Jackie Sayegh Duggan, 34, banquet and party planner, Windows on the World John Sbarbaro, 45, New York, N.Y., MBS desk, Cantor Fitzgerald Robert L. Van Auken, 47, East Brunswick, N.J., bond trader, Cantor Fitzgerald Daniel M. Inc. Skala, 31, Clifton, N.J., police officer, Port Authority of New York and New Jersey Francis J. Mauricio Gonzalez, 27, New York, N.Y., carpenter Rosa J. Felix Antonio Vale, 29, New York, N.Y., manager, Cantor Fitzgerald Ivan Vale, 27, New York, N.Y., Cantor Fitzgerald Benito Valentin, 33, New York, N.Y., travel consultant at Marsh & McLennan Cos. Christian D. Ezra Aviles, 41, Commack, N.Y., Port Authority of New York and New Jersey Samuel (Sandy) Ayala, 36, New York, N.Y., banquet steward, Windows on the World Arlene T. Giaccone, 43, Monroe, N.J., head of telecommunications, eSpeed, Cantor Fitzgerald Debra L. Roy, 36, Massapequa Park, N.Y., bus squad sergeant, New York Police Department Ronald J. Alexis Leduc, 45, New York, N.Y., maintenance supervisor, Frankline Templeton David S. Smith, 61, New York, N.Y., receptionist, Sidley Austin Brown & Wood Sandra Fajardo Smith, 37, New York, N.Y., accountant, Marsh & McLennan Cos. Edna Cintron, 46, New York, N.Y., administrative assistant, Marsh & McLennan Cos. Inc. Vaswald George Hall, 50, New York, N.Y., courier Robert John Halligan, 59, Basking Ridge, N.J., reinsurance broker, Aon Corp. Connolly, 40, Metuchen, N.J. Clarin Shellie Schwartz, 51, New York, N.Y., senior vice president, Aon Corp. Inc. Anthony Segarra, 52, New York, N.Y., electrical worker, Proven Electrical Contracting Inc. Allegretto, 51, Colonia, N.J., convertible bonds broker, Cantor Fitzgerald Joseph Ryan Allen, 39, New York, N.Y., bond broker, Cantor Fitzgerald Richard Dennis Allen, 31, New York, N.Y. Laura Angilletta, 23, New York, N.Y., purchase and sales clerk, Cantor Fitzgerald Doreen J. Spagnoletti, 32, New York, N.Y., bond salesman, Keefe, Bruyette & Woods Donald F. John G. Massa, 65, New York, N.Y., senior vice president, Aon Corp. Inc. Winuk, 40, New York, N.Y., partner, Holland & Knight Thomas Francis Wise, 43, New York, N.Y. Swift, 30, Jersey City, N.J., assistant vice president, Morgan Stanley Derek O. Wing Wai (Eddie) Ching, 29, Union, N.J., client support administrator, UmeVoice Peter A. Simon Weiser, 65, New York, N.Y., power-distribution engineering, Port Authority of New York and New Jersey David T. Karol Ann Keasler, 42, New York, N.Y., event planner, Keefe, Bruyette & Woods Leo Russell Keene, 33, Westfield, N.J., financial analyst, Keefe, Bruyette & Woods Joseph J. Deraney, 43, New York, N.Y., financial consultant Michael DeRienzo, 37, Hoboken, N.J., broker, Cantor Fitzgerald Jemal Legesse DeSantis, 28, Jersey City, N.J. Jupiter Yambem, 41, Beacon, N.Y., banquet manager, Windows on the World Suresh Yanamadala, 33, Plainsboro, N.J., consultant at Marsh & McLennan Cos. Inc. Vassilios G. Ormiston-Kenworthy, 42, New York, N.Y., Marsh & McLennan Cos. Daniel Pesce, 34, New York, N.Y., ticket desk manager, Cantor Fitzgerald Michael J. Hindy, 28, New York, N.Y., Cantor Fitzgerald Katsuyuki Hirai, 32, Hartsdale, N.Y., vice president, Chuo Mitsui Investment Inc. Cooper, 40, Bayonne, N.J., account manager, SunGard Trading Systems/BRASS Joseph J. Sloan, 26, New York, N.Y., research department, Keefe, Bruyette & Woods Wendy L. Brooke Alexandra Jackman, 23, New York, N.Y., assistant bond trader, Cantor Fitzgerald Aaron Jacobs, 27, New York, N.Y., vice president and partner, international trading desk, Cantor Fitzgerald Ariel Louis Jacobs, 29, Briarcliff Manor, N.Y., executive vice president, Caplin Systems Jason Kyle Jacobs, 32, Mendham, N.J., business partner, Fiduciary Trust International Michael Grady Jacobs, 54, Danbury, Conn., accountant/vice president for tax operations, Fiduciary Trust International Steven A. Clark, 37, Summit, N.J., equity sales trader, Sandler O’Neill & Partners Christopher Robert Clarke, 34, Philadelphia, Pa., trader, Sandler O’Neill & Partners Donna Clarke, 39, New York, N.Y., Marsh & McLennan Cos. Inc. Wallace, 66, Lincoln Park, N.J., vice president, Marsh Inc. Gilles, 33, New York, N.Y. Patrick Sean Murphy, 36, Millburn, N.J., vice president, Marsh & McLennan Cos. Metz, 37, Trumbull, Conn., currency broker, Euro Brokers Inc. Clement Fumando, 59, New York, N.Y., foreign exchange operations manager, Cantor Fitzgerald Steven Elliot Furman, 40, Wesley Hills, N.Y., electricity options broker, Cantor Fitzgerald Fredric Gabler, 30, New York, N.Y., institutional equities trader, Cantor Fitzgerald Richard S. Alan K. Schott, 39, Massapequa, N.Y., assistant vice president for technology, Marsh & McLennan Cos. Klein, 35, Weehawken, N.J., consultant, Marsh & McLennan Cos. James Lee Connor, 38, Summit, N.J., partner, Sandler O’Neill & Partners Jonathan (J.C.) Connors, 55, Old Brookville, N.Y., senior vice president, Cantor Fitzgerald Kevin P. Inc. Jeffrey Robinson, 38, Monmouth Junction, N.J., systems analyst, Marsh & McLennan Cos. Tieste, 54, Basking Ridge, N.J., executive vice president of equity sales, Cantor Fitzgerald Kenneth F. Gelling, 28, New York, N.Y., managing director, Sandler O’Neill & Partners Peter Victor Genco, 36, Rockville Centre, N.Y., bond trader, Cantor Fitzgerald Steven Gregory Genovese, 37, Basking Ridge, N.J., trader, Cantor Fitzgerald Alayne F. James Martello, 41, Rumson, N.J., equity sales trader, Cantor Fitzgerald Michael A. Massari, 25, Glendale, N.Y., Marsh & McLennan Cos. Lomax, 37, New York, N.Y., Aon Corp. Visciano, 22, New York, N.Y., trader, Keefe, Bruyette & Woods Joshua S. Perez, 36, Secaucus, N.J., customer relations, Port Authority of New York and New Jersey Joseph John Perroncino, 33, Smithtown, N.Y., vice president of operations, Cantor Fitzgerald Edward J. Inc. Jon L. Gloria Nieves, 48, New York, N.Y., Fiduciary Trust International Juan Nieves, 56, New York, N.Y., salad maker, Windows on the World Troy Edward Nilsen, 33, New York, N.Y., network engineer for eSpeed division, Cantor Fitzgerald Paul R. Steckman, 56, West Hempstead, N.Y., engineer, WNBC-TV Eric Thomas Steen, 32, New York, N.Y., bond trader, Euro Brokers Inc. Peak, 36, New York, N.Y., energy/power stock broker, Cantor Fitzgerald Richard Allen Pearlman, 18, New York, N.Y., volunteer medic, Forest Hills Ambulance Corps Thomas E. Vitale, 28, Great Neck, N.Y., trading sales clerk, Cantor Fitzgerald Maria Percoco Vola, 37, New York, N.Y., administrative assistant, Aon Corp. Vilardo, 44, Stanhope, N.J., senior vice president, Cantor Fitzgerald Chantal Vincelli, 38, New York, N.Y., director, member services, Data Synapse Melissa Vincent, 28, Hoboken, N.J., resource manager, Alliance Consulting Francine A. Thomas M. William R. Lester Vincent Marino, 57, Massapequa, N.Y., electrician, Forest Electric Corp. Robert Alan Zampieri, 30, Saddle River, N.J., trader, Carr Futures Mark Zangrilli, 36, Pompton Plains, N.J., insurance underwriter, Aon Corp. Inc. Thomas A. Inc. Edward (Ted) H. Ana M. McLaughlin, 29, Westchester, N.Y., vice president for emerging markets, Cantor Fitzgerald Gavin McMahon, 35, Bayonne, N.J., Aon Corp. Michael John Cahill, 37, East Williston, N.Y., senior claims attorney, Marsh & McLennan Cos. Jill A. Smith, 44, West Haverstraw, N.Y., division vice president, Marsh & McLennan Cos. Kenneth John Cubas, 48, Woodstock, N.Y., vice president, Fiduciary Trust International Francisco C. Brisman, 34, Armonk, N.Y., associate, Harris Beach LLP Paul Gary Bristow, 27, New York, N.Y., conferences producer, Risk Waters Group Victoria Alvarez Brito, 38, New York, N.Y., Marsh & McLennan Cos. Kleinberg, 39, East Brunswick, N.J., securities trader, Cantor Fitzgerald Karen J. Inc. Ketcham, 27, New York, N.Y., stockbroker, Cantor Fitzgerald Ruth E. Jacqueline (Jakki) Young, 37, New York, N.Y., Marsh & McLennan Cos. Shaw, 42, Levittown, N.Y., electrician, Forest Electric Corp. Inc. Inc. King, 59, Ridgewood, N.J., Aon Corp. “Bobby” Hughes, 23, Sayreville, N.J., margins clerk, Bank of America Thomas F. Inc. Sanchez, 23, New York, N.Y., compliance assistant, Cantor Fitzgerald Eric Sand, 36, Westchester, N.Y., stock trader, Cantor Fitzgerald Stacey Leigh Sanders, 25, New York, N.Y., Marsh & McLennan Cos. Darren C. Halvorson, 56, Greenwich, Conn., head of Global Infrastructure Group, Marsh & McLennan Cos. Brennan, 50, New York, N.Y., senior vice president and limited partner, Cantor Fitzgerald Thomas M. Willcher, 62, North Potomac, Md., Booz-Allen & Hamilton Inc. Nick Rowe, 29, Hoboken, N.J., UME Voice Timothy A. Sharon Cristina Millan Paz, 31, New York, N.Y., office services coordinator, Harris Beach LLP Victor Paz-Gutierrez, 43, New York, N.Y., pastry chef, Windows on the World Stacey L. Zambrana, 24, New York, N.Y. Thompson, 49, Dix Hills, N.Y. Stanley, 53, New York, N.Y., vice president and technical analyst, Marsh & McLennan Cos. James R. Rosenthal, 44, New York, N.Y., senior vice president, Fiduciary Trust International Richard David Rosenthal, 50, Fair Lawn, N.J., vice president of finance, Cantor Fitzgerald Daniel Rossetti, 32, Bloomfield, N.J., carpenter, Certified Installation Services Norman Rossinow, 39, Cedar Grove, N.J., senior vice president, Aon Corp. Grace Alegre-Cua, 40, Glen Rock, N.J., accountant, Mitsui Bank David D. Beth Ann Quigley, 25, New York, N.Y., trader, Cantor Fitzgerald James Francis Quinn, 23, New York, N.Y., trade support staff, Cantor Fitzgerald Carol Rabalais, 38, New York, N.Y., administrative assistant, Aon Corp. Cangialosi, 40, Middletown, N.J., bond trader, Cantor Fitzgerald Christopher Newton Carter, 52, Middletown, N.J., Sandler O’Neill & Partners Kathleen Hunt Casey, 43, Middletown, N.J., employee on equity trading desk,Sandler O’Neill & Partners Juan Cevallos, 44, mail carrier Vincent D’Amadeo, 36, East Patchouge, N.Y. Jacquelyn P. Walter (Wally) P. Cannava, 30, New York, N.Y., supervisor, Carr Futures Michael R. McEneaney, 46, New Canaan, Conn., senior vice president and limited partner, Cantor Fitzgerald John Thomas McErlean, 39, Larchmont, N.Y., vice president and partner, Cantor Fitzgerald Katherine (Katie) McGarry-Noack, 30, Hoboken, N.J., senior sales executive, Telekurs USA Daniel F. Michael Andrew Bane, 33, Yardley, Pa., assistant vice president, casualty claims, Marsh & McLennan Cos. Boccardi, 30, Bronxville, N.Y., senior vice president of institutional relations, Fred Alger Management John Paul Bocchi, 38, New Vernon, N.J., managing director of interest rate options, Cantor Fitzgerald Susan Mary Bochino, 36, New York, N.Y., client specialist, Aon Corp. Murphy, 42, Clifton, N.J., managing director, Cantor Fitzgerald James F. Harold Lizcano, 31, East Elmhurst, N.Y., accountant, Carr Futures Martin Lizzul, 31, New York, N.Y., account executive, Krestrel Technologies George A. Donna Bernaerts-Kearns, 44, Hoboken, N.J., computer programmer, Accenture William Bernstein, 44, New York, N.Y., mortgage bond broker, Cantor Fitzgerald David M. Barbara A. Inc. Neil G. George Strauch, 53, Avon-by-the-Sea, N.J., insurance broker, Aon Corp. Donald Robson, 52, Manhasset, N.Y., partner and bond broker, Cantor Fitzgerald Antonio Augusto Tome Rocha, 34, East Hanover, N.J., bond broker, Cantor Fitzgerald Raymond J. Lisa Kearney-Griffin, 35, Jamaica, N.Y., American Express Corporate Travel, Marsh & McLennan Cos. Scudder, 34, Monsey, N.Y., computer technician, EnPointe Technologies Arthur Warren Scullin, 57, New York, N.Y., senior vice president and director of taxes, Marsh Inc. John Joseph Murray, 32, Hoboken, N.J., partner and director, Cantor Fitzgerald John Joseph Murray, 52, Colts Neck, N.J., corporate services manager, Industrial Bank of Japan Susan D. Inc. Walsh, 59, New York, N.Y., administrative assistant, Marsh & McLennan Cos. Randolph Scott, 48, Stamford, Conn., broker, Euro Brokers Inc. Inc. Papa, 47, Oyster Bay, N.Y., vice president, partner, government securities, Cantor Fitzgerald Salvatore Papasso, 34, New York, N.Y., tax fraud investigator, New York State Department of Taxation and Finance Vinod K. Prem N. George Eric Smith, 38, West Chester, Pa., senior business analyst, SunGard Asset Management Systems/Global Plus James G. Inc. Michael A. Waye, 38, Morganville, N.J., Marsh & McLennan Cos. Jones, 43, Fairless Hills, Pa., bond broker, Cantor Fitzgerald Linda Jones, 50, New York, N.Y., Aon Corp. Sarle, 38, Babylon, N.Y., MBS broker, mortgages, Cantor Fitzgerald Deepika Kumar Sattaluri, 33, Edison, N.J., consultant at Marsh & McLennan Cos. Caproni, 34, Lynbrook, N.Y., senior accounting specialist, Marsh & McLennan Cos. Llanes, 33, New York, N.Y., clerk, Carr Futures Elizabeth Claire Logler, 31, Rockville Centre, N.Y., employee of eSpeed division, Cantor Fitzgerald Catherine Lisa Loguidice, 30, New York, N.Y., assistant bond trader, Cantor Fitzgerald Jerome Robert Lohez, 30, Jersey City, N.J., software architect at NexxtHealth subsidiary, Empire Blue Cross and Blue Shield Michael W. Jonathan Eric Briley, 43, Mount Vernon, N.Y., audiovisual technician, Windows on the World Mark A. Inc. James Joseph Suozzo, 47, Hauppauge, N.Y., Cantor Fitzgerald Colleen Supinski, 27, New York, N.Y., assets trader, Sandler O’Neill & Partners Robert Sutcliffe, 39, Huntington, N.Y., broker, Harvey Young Yurman Inc. Paul A. Laieta, 31, Edison, N.J., vice president of operations, Aon Corp. Spitz, 49, Oceanside, N.Y., government bonds broker, Cantor Fitzgerald Klaus Johannes Sprockamp, 42, Muhltal, Germany, chief financial officer, LION Bioscience AG Saranya Srinuan, 23, New York, N.Y., bond trader, Cantor Fitzgerald Fitzroy St. Terrenzi, 29, Hicksville, N.Y., global network manager, Cantor Fitzgerald Lisa Marie Terry, 42, Rochester, Mich., vice president, Marsh & McLennan Cos. Eric Andrew Lehrfeld, 32, New York, N.Y., director of business development, Random Walk Computing David Ralph Leistman, 43, Garden City, N.Y., bond trader and partner, Cantor Fitzgerald David Prudencio LeMagne, 27, North Bergen, N.J., police officer, Port Authority of New York and New Jersey Joseph A. Ryan D. (Chuck) Mauro, 65, New York, N.Y., senior client specialist, Aon Corp. Francis S. Hweidar Jian, 42, East Brunswick, N.J., senior programmer analyst, Cantor Fitzgerald Eliezer Jimenez, 38, New York, N.Y., chef’s assistant, Windows on the World Luis Jimenez, 25, New York, N.Y., accountant, Marsh & McLennan Cos. Lenihan, 41, Greenwich, Conn., executive vice president, Keefe, Bruyette & Woods John J. Joann Tabeek, 41, New York, N.Y., vice president, Cantor Fitzgerald Norma C. Gazzani, 24, New York, N.Y., worked on repo desk, Cantor Fitzgerald Paul Hamilton Geier, 36, Farmingdale, N.Y., broker, Cantor Fitzgerald Julie M. Inc. DiAgostino, 41, Garden City, N.Y., Cantor Fitzgerald Lourdes Galletti Diaz, 32, New York, N.Y., executive secretary, Cantor Fitzgerald Matthew Diaz, 33, New York, N.Y., carpenter Nancy Diaz, 28, New York, N.Y., kitchen assistant, Windows on the World Obdulio Ruiz Diaz, 44, New York, N.Y., Bronx Builders Michael Diaz-Piedra, 49, vice president in charge of money planning, Bank of New York Judith Belguese Diaz-Sierra, 32, Bay Shore, N.Y., administrative assistant, Fiduciary Trust International Patricia F. Jeffrey David Wiener, 33, New York, N.Y., manager of risk technologies group, Marsh & McLennan Cos. Inc. Michael Joseph Zinzi, 37, Newfoundland, N.J., vice president and CPA, Marsh & McLennan Cos. Inc. Edward DeSimone, 36, Atlantic Highlands, N.J., vice president, Cantor Fitzgerald Michael Jude D’Esposito, 32, Morganville, N.J., computer programming consultant at Marsh & McLennan Cos. Ugolyn, 23, New York, N.Y., research associate, Fred Alger Management Michael A. Henry Fernandez, 23, New York, N.Y., pastry maker, Windows on the World Judy H. Thomas Dowd, 37, Monroe, N.Y., bond broker, Cantor Fitzgerald Mary Yolanda Dowling, 46, New York, N.Y., Aon Corp. Bartels, 44, New York, N.Y., broker, Cantor Fitzgerald Guy Barzvi, 29, New York, N.Y., Cantor Fitzgerald Inna Basina, 43, New York, N.Y., Cantor Fitzgerald Alysia Basmajian, 23, Bayonne, N.J., accountant, Cantor Fitzgerald Kenneth William Basnicki, 48, Etobicoke, Ontario, Canada, marketing director, BEA Systems Paul James Battaglia, 22, New York, N.Y., consultant, Marsh & McLennan Cos. Randall, 26, New York, N.Y., Marsh & McLennan Cos. Curtis Terrence Noel, 22, Poughkeepsie, N.Y., switch operations technician, General Telecom Daniel R. Douglas D. Shevonne Mentis, 25, New York, N.Y., clerk, Marsh & McLennan Cos. Inc. Lillianthal, 38, Millburn, N.J., bond broker, mortgage department, Cantor Fitzgerald Craig Damian Lilore, 30, Lyndhurst, N.J., institutional stock trader, Cantor Fitzgerald Arnold A. Inc. Inc. Raja, 28, Clifton, N.J., TCG Software Valsa Raju, 39, Yonkers, N.Y., supervisor, foreign exchange division, Carr Futures Lukas (Luke) Rambousek, 27, New York, N.Y., temporary worker at Cantor Fitzgerald, United Staffing Julio Fernandez Ramirez, 51, New York, N.Y., painter, One Source (Hudson Shatz) Maria Isabel Ramirez, 25, New York, N.Y., executive secretary, Lanagan Engineering and Environmental Services Harry Ramos, 41, Newark, N.J., head trader, May Davis Group Vishnoo Ramsaroop, 44, New York, N.Y., janitorial, cleaner, ABM Industries Lorenzo Ramzey, 48, East Northport, N.Y., casualty broker, Aon Corp. Fersini, 38, Basking Ridge, N.J., bond trader, Cantor Fitzgerald Bradley James Fetchet, 24, New York, N.Y., equity trader, Keefe, Bruyette & Woods Jennifer Louise Fialko, 29, Teaneck, N.J., client services, Aon Corp. Srinivasa Shreyas Ranganath, 26, Hackensack, N.J., consultant at Marsh & McLennan Cos. Inc. Inc., American Express Daniel Hal Crisman, 25, New York, N.Y., training coordinator, Marsh & McLennan Cos. Roger Mark Rasweiler, 53, Flemington, N.J., vice president, Marsh Inc. McCarthy, 42, Fairfield, Conn., bond trader, Cantor Fitzgerald Michael Desmond McCarthy, 33, Huntington, N.Y., trader, Carr Futures Robert Garvin McCarthy, 33, Stony Point, N.Y., trader, Cantor Fitzgerald Stanley McCaskill, 47, New York, N.Y., security guard, Advantage Security Katie Marie McCloskey, 25, Mount Vernon, N.Y., Marsh Inc. Samuel Fields, 36, New York, N.Y., security officer, Summit Security Services Michael Bradley Finnegan, 37, Basking Ridge, N.J., currency broker, Cantor Fitzgerald Timothy J. Edward Lichtschein, 35, New York, N.Y., software designer, Cantor Fitzgerald Steven B. Mark L. Andrea Lyn Haberman, 25, Chicago, Ill., Carr Futures Barbara M. Smith, 43, Garden City, N.Y., trader, Cantor Fitzgerald Jeffrey Randall Smith, 36, New York, N.Y., equity research analyst, Sandler O’Neill & Partners Joyce Smith, 55, New York, N.Y., food service handler, Forte Food Service Karl Trumbull Smith, 44, Little Silver, N.J., municipal bond broker, Cantor Fitzgerald Moira Smith, 38, New York, N.Y., police officer, 13th precinct, New York Police Department Rosemary A. Sonia Ortiz, 58, New York, N.Y., janitorial, elevator operator, ABM Industries Masaru Ose, 36, Fort Lee, N.J., manager, Mizuho Capital Markets Corp. Gregory E. Donald G. Correa-Gutierrez, 25, Fairview, N.J., accountant, Marsh & McLennan Cos. Daniel Laurence Smith, 47, Northport, N.Y., mortgage broker, Euro Brokers Inc. Inc. Inc. Inc. Inc. Abigail Medina, 46, New York, N.Y., Guy Carpenter Anna Iris Medina, 39, New York, N.Y. Jayceryll M. Inc. Inc. Houston, 32, Englewood, N.J., police officer, Port Authority of New York and New Jersey George Howard, 45, Hicksville, N.Y., police officer, Port Authority of New York and New Jersey Michael C. Inc. Isaac, 29, New York, N.Y., partner, mortgage desk, Cantor Fitzgerald Erik Hans Isbrandtsen, 30, New York, N.Y., industrial sales trader, Cantor Fitzgerald William Iselepis, 33 Taizo Ishikawa, 50, New York branch general manager, Fuji Bank Aram Iskenderian, 41, Merrick, N.Y., Cantor Fitzgerald John Iskyan, 41, Wilton, Conn., financial analyst, Cantor Fitzgerald Kazushige Ito, 35, New York, N.Y., manager, Fuji Bank Aleksandr Valeryerich Ivantsov, 23, New York, N.Y., computer engineer for eSpeed division, Cantor Fitzgerald Virginia Jablonski, 49, Matawan, N.J., assistant vice president, Marsh & McLennan Cos. Inc. Inc. Martinez, 60, New York, N.Y., operations manager, Cantor Fitzgerald Jose Martinez, 49, Hauppauge, N.Y., electrical worker, Forest Electric Corp. Rosenblum, 45, Rockville Centre, N.Y., bond trader, Cantor Fitzgerald Joshua M. Jones, 39, Livingston, N.J., executive vice president, municipal bonds, Cantor Fitzgerald Donald W. Cubero, 47, New York, N.Y. Ransom, 45, Edgewater, N.J., travel department, American Express Faina Rapoport, 45, New York, N.Y., consultant at Marsh & McLennan Cos. Inc. Selina Sutter, 63, New York, N.Y., First Liberty Investment Group Claudia Suzette Sutton, 34, New York, N.Y., senior regulator accountant, Cantor Fitzgerald John F. Christopher Stewart Gray, 32, Weehawken, N.J., foreign exchange broker, Cantor Fitzgerald Linda Mair Grayling, 44, New York, N.Y., receptionist, Marsh & McLennan Cos. Caufield, 48, Valley Stream, N.Y. William A. Inc. Bharvaney, 41, East Windsor, N.J., senior vice president, Instinet (Reuters) Bella Bhukhan, 24, Union, N.J., human resources department, Cantor Fitzgerald Shimmy D. Lorisa Ceylon Taylor, 31, New York, N.Y., insurance broker, Marsh & McLennan Cos. Nimbley, 42, Middletown, N.J., vice president, Cantor Fitzgerald John Ballantine Niven, 44, Oyster Bay, N.Y., senior vice president in mergers and acquisitions, Aon Corp. George E. Lehman, 41, Glen Cove, N.Y., risk services, Aon Corp. Ryan, 45, West Windsor, N.J., vice president, Keefe, Bruyette & Woods Jonathan Stephan Ryan, 32, Bayville, N.Y., corporate bond broker, Euro Brokers Inc. Inc. Mirpuri, 30, Englewood Cliffs, N.J., sales vice president, Data Synapse Joseph Mistrulli, 47, Wantagh, N.Y., subcontractor, Bronx Builders Susan Miszkowicz, 37, New York, N.Y. Buchanan, 24, New York, N.Y., equity trader, Cantor Fitzgerald Dennis Buckley, 38, Chatham, N.J., bond broker, Cantor Fitzgerald Nancy Bueche, 43, Hicksville, N.Y., Aon Corp. Laura M. McKeon, 47, Yorktown Heights, N.Y., executive vice president, Fiduciary Trust International Evelyn C. Fried, 49, Roslyn Heights, N.Y., vice president and assistant general counsel, Cantor Fitzgerald Alan Wayne Friedlander, 52, Yorktown Heights, N.Y., Aon Corp. Robert Gabriel Martinez, 24, New York, N.Y., security officer, Summit Security Services Lizie Martinez-Calderon, 32, New York, N.Y., secretary, Aon Corp. Reisman, 41, Princeton, N.J., trader, Cantor Fitzgerald Joshua Scott Reiss, 23, New York, N.Y., bond trader, Cantor Fitzgerald Karen Renda, 52, New York, N.Y., travel agent, American Express John Armand Reo, 28, Larchmont, N.Y., bond trader, Cantor Fitzgerald Richard Rescorla, 62, Morristown, N.J., security chief, Morgan Stanley John Thomas Resta, 40, New York, N.Y., trader, Carr Futures Eduvigis (Eddie) Reyes, 37, New York, N.Y., Rohde & Liesenfeld Bruce A. Adderley, 22, Bloomfield Hills, Mich., Fred Alger Management Sophia B. Rivera, 33, Westtown, N.Y., assistant vice president, Fiduciary Trust International Isaias Rivera, 51, Perth Amboy, N.J., technician, CBS Juan William Rivera, 27, New York, N.Y., switch engineer, General Telecom Linda Rivera, 26, New York, N.Y., human resources, Marsh & McLennan Cos. Pena, Windows on the WorldCarlos Cortez RodriguezJorge Octavio Santos Anaya, 25, Aguascalientes, Aguascalientes, MexicoShiv Shankar, New York, N.Y.Terrance H. Cove, 48, Rockville Centre, N.Y., senior vice president, Aon Corp. Danny A. Edward Calderon, 44, Jersey City, N.J., operations manager, Port Authority of New York and New Jersey Kenneth Marcus Caldwell, 30, New York, N.Y., senior account manager, Alliance Consulting Dominick E. Murphy, 30, Garden City, N.Y., account manager, Thomson Financial Services James Thomas Murphy, 35, Middletown, N.J., trader, Cantor Fitzgerald Kevin James Murphy, 40, Northport, N.Y., claims consultant, Marsh & McLennan Cos. Navarro, 30, New York, N.Y., assistant on the foreign exchange trading desk, Carr Futures Joseph M. O’Connor, 28, Hoboken, N.J., sales trader, Keefe, Bruyette & Woods Richard J. Cayne, 32, Morganville, N.J., municipal bond broker and partner, Cantor Fitzgerald Juan Armando Ceballos, 47, New York, N.Y., mail carrier Marcia G. LaShawana Johnson, 27, New York, N.Y., customer service manager, General Telecom Scott M. Fallon, 53, Rocky Hill, N.J., general manager of strategic analysis and industry relations, Port Authority of New York and New Jersey Anthony J. Schlissel, 51, Jersey City, N.J., mediator, New York State Department of Taxation and Finance Karen Helene Schmidt, 42, Bellmore, N.Y. Uhuru G. Wright, 30, Asbury, N.J., options broker, Cantor Fitzgerald Sandra Wright, 57, Langhorne, Pa., Aon Corp. Inc. Upton, 44, New York, N.Y., first vice president, corporate bonds, Cantor Fitzgerald Diane Maria Urban, 50, Malverne, N.Y., tax auditor, New York State Department of Taxation and Finance John Damien Vaccacio, 30, New York, N.Y., bond broker, Cantor Fitzgerald Bradley H. Lisa M. Joseph A. Gooding, 38, Riverside, N.Y., financial trader, Cantor Fitzgerald Harry Goody, 50, New York, N.Y., New York State Department of Taxation and Finance Kiran Reddy Gopu, 24, Bridgeport, Conn., graduate student in computer science, University of Bridgeport (Conn.) and Marsh USA Catherine Carmen Gorayeb, 41, New York, N.Y. Baierwalter, 44, Albertson, N.Y., F.M. Sigrid Charlotte Wiswe, 41, New York, N.Y. Lawrence Francis Boisseau, 36, Freehold, N.J., fire safety director, OCS Security Vincent M. McNally, 41, Fair Haven, N.J., senior vice president/director of technology, Fiduciary Trust International Daniel McNeal, 29, N.J., analyst, Sandler O’Neill & Partners Walter Arthur McNeil, 53, Stroudsburg, Pa., police officer, Port Authority of New York and New Jersey Christine Sheila McNulty, 42, Peterborough, England Sean Peter McNulty, 30, New York, N.Y., trader, international desk, Cantor Fitzgerald Rocco A. Charles Wilson Magee, 51, Wantagh, N.Y., chief engineer, Silverstein Properties Joseph Maggitti, 47, Abingdon, Md., Marsh & McLennan Cos. Charles A. Paskins, 56, Anaheim Hills, Calif., insurance executive, Devonshire Group Horace Robert Passananti, 55, New York, N.Y., vice president of claims, Marsh & McLennan Cos. Pamela Chu, 31, New York, N.Y., vice president and equities trader, Cantor Fitzgerald Steven Paul Chucknick, 44, Cliffwood Beach, N.J., vice president of communications and facilities, Euro Brokers Inc. Inc. Alva J. Evan J. Philip Haentzler, 49, New York, N.Y., legal administrative officer, Kidder Peabody-Paine Webber Nizam A. Inc. Alfred Vukuosa, 32, New York, N.Y., information technology specialist, Cantor Fitzgerald Gregory Wachtler, 25, Ramsey, N.J., research associate, Fred Alger Management Gabriela Waisman, 33, New York, N.Y., office manager, Sybase Courtney Wainsworth Walcott, 37, New York, N.Y., manager, IQ Financial Systems Victor Wald, 49, New York, N.Y., stock broker, Avalon Partners Benjamin Walker, 41, Suffern, N.Y., Marsh & McLennan Cos. Bennett, 29, New York, N.Y., area vice president, Alliance Consulting Oliver Duncan Bennett, 29, London, England, staff writer, Risk magazine, Risk Waters Group Margaret L. Inc. Ventura, 41, Middletown, N.J., Fiduciary Trust International David Vera, 41, New York, N.Y., senior telecommunications technician, Euro Brokers Inc. Adams, 28, Chatham, N.J., vice president of sales of eSpeed division, Cantor Fitzgerald Patrick Adams, 60, New York, N.Y., security officer, Fuji Bank Shannon Lewis Adams, 25, New York, N.Y., fixed income accountant, Cantor Fitzgerald Stephen Adams, 51, New York, N.Y., beverage manager, Windows on the World Ignatius Adanga, 62, New York, N.Y., New York State Department of Transportation Christy A. Jennifer Y. Inc. Inc. Damaskinos, 33, Matawan, N.J., vice president for operations, Cantor Fitzgerald Jack L. Lukasz T. Soledi Colon, 39, New York, N.Y., Aon Corp. Brennan, 32, Scarsdale, N.Y., investment banker, Sandler O’Neill & Partners Gary L. Houston, 42, New York, N.Y., Euro Brokers Inc. Boyd A. Garry Lozier, 47, Darien, Conn., managing director, Sandler O’Neill & Partners John Peter Lozowsky, 45, New York, N.Y. Strobert, 33, Ridgewood, N.J., trader, Cantor Fitzgerald David S. Susan Sauer, 48, Chicago, Ill., managing director, Marsh Inc., Marsh & McLennan Cos. Jeffrey M. Freiman, 29, Roslyn, N.Y. Robert L. Michael Anthony Tanner, 44, Secaucus, N.J., trader, Cantor Fitzgerald Dennis Gerard Taormina, 35, Montville, N.J., vice president, Marsh & McLennan Cos. Doany, 35, Bayonne, N.J., auditor, Marsh & McLennan Cos. Deborah Kobus, 36, New York, N.Y., assistant vice president, Chuo Mitsui Trust and Banking Company Gary Edward Koecheler, 57, Harrison, N.Y., government bond broker, Euro Brokers Inc. Christopher Dincuff, 31, Jersey City, N.J., assistant trader, Carr Futures Jeffrey M. Demitz, 49, New York, N.Y., senior vice president, chief corporate counsel, and secretary, Fiduciary Trust International Kevin Dennis, 43, Peapack, N.J., vice president, Cantor Fitzgerald Thomas F. Cahill, 36, Franklin Lakes, N.J., securities trader, Cantor Fitzgerald Joseph Calandrillo, 49, Hawley, Pa., Risk Solutions International Philip V. Simjee, 38, New York, N.Y., Fiduciary Trust International Bruce Edward Simmons, 41, Ridgewood, N.J., partner, Sandler O’Neill & Partners Arthur Simon, 57, Thiells, N.Y., equities trader, Fred Alger Management Kenneth Alan Simon, 34, Secaucus, N.J., equities trader, Cantor Fitzgerald Michael John Simon, 40, Harrington Park, N.J., energy broker, Cantor Fitzgerald Paul Joseph Simon, 54, New York, N.Y., computer consultant, Marsh & McLennan Cos. Coll, 35, Glen Ridge, N.J., senior vice president of financial markets, Euro Brokers Inc. Mayo, 46, Morganville, N.J., fire safety director, OCS Security Kathy Nancy Mazza-Delosh, 46, Farmingdale, N.Y., police officer, Port Authority of New York and New Jersey Jennifer Mazzotta, 23, New York, N.Y., trader, Cantor Fitzgerald Edward Mazzella, 62, Monroe, N.Y., senior vice president, Cantor Fitzgerald Kaaria Mbaya, 39, Edison, N.J., senior computer analyst, Cantor Fitzgerald James J. Robert M. Pick, 40, Hoboken, N.J., vice president, Fiduciary Trust International Dennis J. Parker, 53, Skillman, N.J., senior vice president, Aon Corp. Lennon, 44, Howell, N.J., police officer, Port Authority of New York and New Jersey John Robinson Lenoir, 38, Locust Valley, N.Y., vice president, Sandler O’Neill & Partners Jorge Luis Leon, 43, Union City, N.J., quality assurance analyst, Cantor Fitzgerald Matthew Gerard Leonard, 38, New York, N.Y., attorney, Cantor Fitzgerald Michael Lepore, 39, New York, N.Y., technical services employee, Marsh & McLennan Cos. Inc. Paul Michael Benedetti, 32, New York, N.Y., assistant director, Aon Corp. Inc. Palumbo, 42, New York, N.Y., broker, Cantor Fitzgerald Christopher M. Traina, 25, Bricktown, N.J., break clerk, Carr Futures Daniel Patrick Trant, 40, Northport, N.Y., trader, Cantor Fitzgerald Abdoul Karim Traore, 41, New York, N.Y., banquet cook, Windows on the World Glenn J. Milton Bustillo, 37, New York, N.Y., computer network operator, Cantor Fitzgerald Timothy G. Cappello, 23, Garden City, N.Y., Cantor Fitzgerald James Christopher Cappers, 33, Wading River, N.Y., assistant vice president, Marsh & McLennan Cos. David Lee Pruim, 53, Upper Montclair, N.J., senior vice president of risk services, Aon Corp. Ronald Michael Breitweiser, 39, Middletown Township, N.J., senior vice president, Fiduciary Trust International Edward A. Inc. Inc. Inc. (Bob) Kennedy, 55, Toms River, N.J., senior vice president, Marsh & McLennan Cos. Nestor Andre Cintron, 26, New York, N.Y., broker, Cantor Fitzgerald Lt. Haran, 41, Malverne, N.Y., broker, Cantor Fitzgerald Jeffrey P. Thackurdeen, 35, New York, N.Y., vice president, Fiduciary Trust International Harshad Sham Thatte, 30, Norcross, Ga., consultant at Marsh & McLennan Cos. Clyne, 42, Lindenhurst, N.Y., Marsh & McLennan Cos. Ronald Orsini, 59, Hillsdale, N.J., bond broker, Cantor Fitzgerald Peter K. Matthew Timothy O’Mahoney, 39, New York, N.Y., Cantor Fitzgerald Toshihiro Onda, 39, New York, NY, corporate banking senior manager, Fuji Bank Seamus L. Hersch, 53, New York, N.Y., Cantor Fitzgerald Robert D. Thomas Michael Kelly, 41, Wykoff, N.J., desk manager, Euro Brokers Inc. Albert Ogletree, 49, New York, N.Y., food service handler, Forte Food Service Philip Paul Ognibene, 39, New York, N.Y., Keefe, Bruyette & Woods James Andrew O’Grady, 32, Harrington Park, N.J., managing director, Sandler O’Neill & Partners Gerald Michael Olcott, 55, New Hyde Park, N.Y., Marsh & McLennan Cos. McDermott, 34, Basking Ridge, N.J., equity trader, Cantor Fitzgerald Joseph P. Inc. Gregory, 38, New York, N.Y., marine insurance specialist, Aon Corp. Global Andrew J. Rosa Maria Feliciano, 30, New York, N.Y., Marsh & McLennan Cos. Charles Lawrence (Chip) Chan, 23, New York, N.Y., currency broker, Cantor Fitzgerald Mandy Chang, 40, New York, N.Y. Ludwig John Picarro, 44, Basking Ridge, N.J., vice president, Zurich American Insurance Matthew Picerno, 44, Holmdel, N.J., municipal bond broker, Cantor Fitzgerald Joseph O. Salvatore Gitto, 44, Manalapan, N.J., senior manager, Risk Management, Marsh & McLennan Cos. Mary Ellen Tiesi, 38, Jersey City, N.J. Keiji Takahashi, 42, Tenafly, N.J., manager, Mizuho Capital Markets Corp. Gonzalez, 32, Jersey City, N.J., secretary, McKeon-Grano Calvin J. Alan D. Inc. Inc., American Express Carlton Francis Valvo, 38, New York, N.Y., vice president of interest rate swaps, Cantor Fitzgerald Erica Van Acker, 62, New York, N.Y., Aon Corp. Gorman, 41, Middlesex, N.J., police officer, Port Authority of New York and New Jersey Michael Edward Gould, 29, Hoboken, N.J., NASDAQ trader, Cantor Fitzgerald Douglas A. Lydia Estelle Bravo, 50, Dunellen, N.J., nurse, Marsh & McLennan Cos. Chowdhury, 30, New York, N.Y., senior assistant analyst, Cantor Fitzgerald Mohammed Salahuddin Chowdhury, 38, New York, N.Y., waiter, Windows on the World Kirsten L. Fiori, 31, Yorktown Heights, N.Y., Cantor Fitzgerald John Fiorito, 40, Stamford, Conn., broker, Cantor Fitzgerald Andrew Fisher, 42, New York, N.Y., director of internet sales, Imagine Software Inc. Inc. Thomas F. Inc. Inc. Gerald O’Leary, 34, Stony Point, N.Y., chef, Forte Food Service Christine Anne Olender, 39, New York, N.Y., Windows on the World Elsy Carolina Osorio Oliva, 27, New York, N.Y., junior translation engineer, General Telecom Linda Mary Oliva, 44, New York, N.Y., executive assistant to the president of the New York office, Carr Futures Edward K. Graifman, 40, New York, N.Y., vice president, Keefe, Bruyette & Woods Gilbert Granados, 51, Hicksville, N.Y., Aon Corp. Inc. Inc. Philip L. Salvo, 59, Yonkers, N.Y., vice president, Aon Corp. Pocher, 36, Middletown, N.J., bond broker, Cantor Fitzgerald William Howard Pohlmann, 56, Ardsley, N.Y., assistant deputy commissioner, New York State Department of Taxation and Finance Laurence M. Barbaro, 35, Holmdel, N.J., strategic development and software engineer, Cantor Fitzgerald James W. Inc. Army Hernando R. Polatsch, 32, New York, N.Y., equities trader, Cantor Fitzgerald Thomas H. Howley, 34, New Hyde Park, N.Y., Aon Corp. Notaro, 25, New York, N.Y., receptionist and secretary, Carr Futures Brian Novotny, 33, Hoboken, N.J., derivatives manager, Cantor Fitzgerald Soichi Numata, 45, Irvington, N.Y., deputy general manager, Fuji Bank Brian Felix Nunez, 29, New York, N.Y., office manager for eSpeed division, Cantor Fitzgerald Jose R. Jacobson, 53, New York, N.Y., transmitter engineer, WPIX-TV Ricknauth Jaggernauth, 58, New York, N.Y., construction worker, NTX Interiors Jake Denis Jagoda, 24, Huntington, N.Y., trader for TradeSpark, Cantor Fitzgerald Yudh V.S. Richard Miuccio, 55, New York, N.Y., supervisor, New York State Department of Taxation and Finance Frank V. Schurmeier, 44, McLean, Va., director of strategic engineering, Federal Home Loan Mortgage Corp. Inc. Steven B. Theresa (Ginger) Risco, 48, New York, N.Y., senior vice president and senior analyst, Fred Alger Management Rose Mary Riso, 55, New York, N.Y., New York State Department of Taxation and Finance Moises N. Pollio, 45, Long Beach Township, N.J., broker, Euro Brokers Inc. Inc. Lee, 34, Great Neck, N.Y., managing director of equities, Cantor Fitzgerald Stuart (Soo-Jin) Lee, 30, New York, N.Y., vice president of integrated services, Data Synapse Yang Der Lee, 63, New York, N.Y., delivery clerk, Windows on the World Stephen Lefkowitz, 50, Belle Harbor, N.Y., mediator, New York State Department of Taxation and Finance Adriana Legro, 32, New York, N.Y., broker, Carr Futures Edward J. Inc. Spencer, 50, West Norwalk, Conn., credit derivative desk, Euro Brokers Inc. Manuel Dejesus Molina, 31, New York, N.Y., janitorial, cleaner, ABM Industries Justin J. Robert Frank Tipaldi, 25, New York, N.Y., assistant trader, Cantor Fitzgerald David Tirado, 26, New York, N.Y., technical services representative, Rent-a-PC Michelle Titolo, 34, Copaigue, N.Y., equity controller, Cantor Fitzgerald John J. Levin, 47, New York, N.Y., executive director, Port Authority of New York and New Jersey Robert Levine, 56, West Babylon, N.Y., Cantor Fitzgerald Robert M. James Walsh, 37, Scotch Plains, N.J., computer programmer, Cantor Fitzgerald Ching H. Inc. Inc. Michael Patrick LaForte, 39, Holmdel, N.J., vice president, Cantor Fitzgerald Neil K. Fitzgerald, 26, New York, N.Y., foreign currency trader, Fiduciary Trust International Thomas Fitzpatrick, 35, Tuckahoe, N.Y., bond salesman financial adviser, Sandler O’Neill & Partners Richard P. Dwight Donald Darcy, 55, Bronxville, N.Y., senior attorney, Port Authority of New York and New Jersey Elizabeth Ann Darling, 28, Newark, N.J., business analyst, Marsh & McLennan Cos. Frederick, 46, Teaneck, N.J. James D. Bradley Hoorn, 22, New York, N.Y., research associate, investment analysis, Fred Alger Management James P. Winston Arthur Grant, 59, West Hempstead, N.Y. Milagros Hromada, 35, New York, N.Y., Aon Corp. Inc. Paul, 58, New York, N.Y., executive vice president, Carr Futures Patrice Paz, 52, New York, N.Y., Aon Corp. Larry John Senko, 34, Yardley, Pa., director of recruiting, Alliance Consulting Arturo Angelo Sereno, 29, New York, N.Y., maintenance, BP Air Conditioning Frankie Serrano, 23, Elizabeth, N.J., telecommunications technician, Genuity Alena Sesinova, 57, New York, N.Y., information technology, Marsh Inc. Sorresse, 34, Morris Plains, N.J., vice president, Marsh Inc. Morrone, 63, Lakewood, N.J., superintendent of police, Port Authority of New York and New Jersey William David Moskal, 50, Brecksville, Ohio, Marsh USA Marco Motroni, 57, Fort Lee, N.J., broker-trader, Carr Futures Iouri A. Nancy Carole Farley, 45, Jersey City, N.J., claims negotiator, Reinsurance Solutions Inc. Gricelda E. Glenn Thompson, 44, New York, N.Y., bond trader, Cantor Fitzgerald Nigel Bruce Thompson, 33, New York, N.Y., senior broker, Cantor Fitzgerald Perry Anthony Thompson, 36, Mount Laurel, N.J., accountant, Aon Corp. Christina Donovan Flannery, 26, New York, N.Y., sales associate, Sandler O’Neill & Partners Eileen Flecha, 33, New York, N.Y., junior trader, Fiduciary Trust International Carl Flickinger, 38, Conyers, N.Y., bond broker, Cantor Fitzgerald Joseph W. Stewart, 35, New York, N.Y., corporate bond trader, Cantor Fitzgerald Sanford M. Inc. (Khami) Singh, 25, New York, N.Y., assistant banquet manager, Windows on the World Roshan R. Rodriguez, 41, West Paterson, N.J. Michael Allen Davidson, 27, Westfield, N.J., Cantor Fitzgerald Niurka Davila, 47, New York, N.Y., Port Authority of New York and New Jersey Wayne Terrial Davis, 29, Fort Meade, Md., Callixa Anthony Richard Dawson, 32, Southampton, Hampshire, England Calvin Dawson, 46, New York, N.Y., Euro Brokers Inc. Riccardelli, 40, Westwood, N.J., manager of vertical transportation at trade center complex, Port Authority of New York and New Jersey Rudolph N. Inc. McAlary, 42, Spring Lake Heights, N.J., heating-oil trader, Carr Futures Patricia A. Keane, 66, West Caldwell, N.J., engineer, Hill International Richard M. Johnson, 26, New York, N.Y., securities analyst, Keefe, Bruyette & Woods Allison Horstmann Jones, 31, New York, N.Y., Sandler O’Neill & Partners Arthur Joseph Jones, 37, Ossining, N.Y., Carr Futures Brian L. Hopper, 51, Farmingdale, N.Y., Cantor Fitzgerald Montgomery McCullough Hord, 46, Pelham, N.Y., vice president, Cantor Fitzgerald Matthew D. Thomas M. Rachel Tamares, 30, New York, N.Y., Aon Corp. Dunstan, 54, New Providence, N.J., Aon Corp. Szurkowski, 31, New York, N.Y., wallpaper hanger, Signature Painting and Decorating Harry Taback, 56, New York, N.Y., managing regional director/executive vice president in risk control strategy and consulting, Marsh & McLennan Cos. Stone Inc. McGuire, 40, Madison, N.J., money broker, Euro Brokers Inc. Craig D. Jerrold H. Yee, 38, New York, N.Y., assistant manager, International Office Centers Edward P. Christopher Vialonga, 30, Demarest, N.J., foreign currency trader, Carr Futures Matthew Gilbert Vianna, 23, Manhasset, N.Y., Cantor Fitzgerald Robert A. Inc. Patrick Thomas Dwyer, 37, Nissequogue, N.Y., Cantor Fitzgerald Dennis M. Fox, 40, Cranbury, N.J., chief financial officer, Keefe, Bruyette & Woods Virginia Fox, 58, New York, N.Y., Marsh & McLennan Cos. Finnerty, 33, Glen Rock, N.J., broker, Cantor Fitzgerald Stephen J. Maria Lavache, 60, New York, N.Y., receptionist, Marsh & McLennan Cos. McGowan, 38, Basking Ridge, N.J., senior trader, Sandler O’Neill & Partners Francis Noel McGuinn, 48, Rye, N.Y., managing director of emerging markets, Cantor Fitzgerald Patrick J. Clara Victorine Hinds, 52, New York, N.Y., seamstress, Windows on the World Neal Hinds, 28, New York, N.Y., personal banker, Bank of New York Mark D. Ronald Comer, 56, Northport, N.Y., insurance executive, Marsh & McLennan Cos. Wittenstein, 34, Hoboken, N.J., trader, Cantor Fitzgerald Christopher W. Inc. Inc. Inc. Inc. Inc. Kelly, 40, Oyster Bay, N.Y., broker, Cantor Fitzgerald Maurice Patrick Kelly, 41, New York, N.Y., carpenter/foreman, National Acoustics Inc. Inc. Mathesen, 40, Morristown, N.J., vice president, Euro Brokers Inc. Jamitha Freemen, 35, New York, N.Y., Aon Corp. Steven Howard Berger, 45, Manalapan, N.J., supervisor of corporate tax auditors, New York State Department of Taxation and Finance Alvin Bergsohn, 48, Baldwin Harbor, N.Y., equity trader, Cantor Fitzgerald Daniel D. Maurice Vincent Barry, 49, Rutherford, N.J., police officer, Port Authority of New York and New Jersey Scott D. Frank Joseph Doyle, 39, Englewood, N.J., head of equity trading, Keefe, Bruyette & Woods Joseph M. Taylor, 42, New York, N.Y., high-yield bond broker, Cantor Fitzgerald Yeshavant Moreshwar Tembe, 59, Piscataway, N.J., excise tax auditor, New York State Department of Taxation and Finance Anthony Tempesta, 38, Elizabeth, N.J., broker, Cantor Fitzgerald Dorothy Temple, 52, New York, N.Y., New York State Department of Taxation and Finance David Tengelin, 25, New York, N.Y., accountant, Marsh & McLennan Cos. Judson Cavalier, 26, Huntington, N.Y., investment banker, Sandler O’Neill & Partners Jason D. Addamo, 28, New Hyde Park, N.Y., accountant, Marsh & McLennan Cos. Sara Elizabeth Manley, 31, New York, N.Y., vice president and senior security analyst, Fred Alger Management Debra M. William E. Sarkar, 53, Westwood, N.J., Port Authority of New York and New Jersey Chapelle Sarker, New York, N.Y., Marsh & McLennan Cos. James Andrew Gadiel, 23, New York, N.Y., assistant trader, Cantor Fitzgerald Pamela Gaff, 51, Robinsville, N.J., Aon Corp. Jerome O. Alexander Ortiz, 36, Ridgewood, N.Y. Timothy C. Joseph Dermot Dickey, 50, Manhasset, N.Y., managing director, Cantor Fitzgerald Lawrence Patrick Dickinson, 35, Morganville, N.J., broker, Harvey Young Yurman Inc. Wholey, 34, Westwood, N.J., police officer, Port Authority of New York and New Jersey Mary Lenz Wieman, 43, Rockville Centre, N.Y., marketing executive, Aon Corp. Robert Andrew Spencer, 35, Red Bank, N.J., foreign exchange broker, Cantor Fitzgerald Mary Rubina Sperando, 39, New York, N.Y., director of marketing and communications, Encompys Frank J. Gertsberg, 25, New York, N.Y., junior manager, Cantor Fitzgerald Susan M. Szocik, 27, Garden City, N.Y., equity research analyst, Keefe, Bruyette & Woods Gina Sztejnberg, 52, Ridgewood, N.J., database architect consultant for Marsh & McLennan Cos. Suria R.E. Douglas B. Gerlich, 56, Monroe, Conn., accountant and consultant, Reinsurance Solutions Inc. Denis J. Melissa C. Joseph G. Darryl Leron McKinney, 26, New York, N.Y., Cantor Fitzgerald George Patrick McLaughlin, 36, Hoboken, N.J., Carr Futures Robert C. Shaw, 57, Morris Township, N.J. Alger, 57, New York, N.Y., executive vice president and chief financial officer, Fred Alger Management Ernest Alikakos, 43, New York, N.Y., New York State Department of Taxation and Finance Edward L. Lloyd Brown, 28, Bronxville, N.Y., compliance officer for institutional equities, Cantor Fitzgerald Bettina Browne, 49, Atlantic Beach, N.Y. Marti, 26, Glendale, N.Y., bond trader, Cantor Fitzgerald William J. Theurkauf, 44, Stamford, Conn., executive vice president, Keefe, Bruyette & Woods Lesley Thomas-O’Keefe, 40, Hoboken, N.J., Cantor Fitzgerald Brian T. Inc. Brandon Jerome Powell, 26, New York, N.Y., food service handler, Forte Food Service Tony Pratt, 43, New York, N.Y., food service handler, Forte Food Service Gregory M. Irvine-Ryan, 30, New York, N.Y., trader, Sandler O’Neill & Partners Todd A. Claribel Hernandez, 31, New York, N.Y., administrative assistant, Sybase Norberto Hernandez, 42, New York, N.Y., pastry sous chef, Windows on the World Raul Hernandez, 51, New York, N.Y., maintenance supervisor, Cantor Fitzgerald Gary Herold, 44, Farmingdale, N.Y., risk management insurance, Aon Corp. Suzanne H. Riverso, 34, White Plains, N.Y., bond trader, Cantor Fitzgerald Paul Rizza, 34, Park Ridge, N.J., investors services officer, Fiduciary Trust International John Frank Rizzo, 50, New York, N.Y., carpenter Stephen Louis Roach, 36, Verona, N.J., vice president, Cantor Fitzgerald Joseph Roberto, 37, Midland Park, N.J., bank analyst, Keefe, Bruyette & Woods Leo A. Travers, 44, Upper Saddle River, N.J., bond broker, Cantor Fitzgerald Felicia Traylor-Bass, 38, New York, N.Y., office manager, Alliance Consulting Lisa L. Oliver, 31, Jackson, N.J., broker, Carr Futures Leah E. Inc. Inc. Inc. Peter Gyulavary, 44, Warwick, N.Y., environmental engineer, Washington Group International Gary Robert Haag, 36, Ossining, N.Y., claims department vice president, Marsh & McLennan Cos. Talhami, 40, Shrewsbury, N.J., broker, Cantor Fitzgerald Paul Talty, 40, Wantagh, N.Y., police officer, New York Police Department Maurita Tam, 22, New York, N.Y., executive assistant, Aon Corp. Asitimbay, 36, New York, N.Y., cook, Windows on the World Debbie S. Farrell, 41, Basking Ridge, N.J., trader, Sandler O’Neill & Partners Thomas P. Lowe, 48, New York, N.Y., electrical worker, Liberty Electrical Supply Inc. William Fallon, 38, Coram, N.Y., Cantor Fitzgerald William F. Metzler, 32, Franklin Square, N.Y., Aon Corp. Timmes, 28, Ridgewood, N.Y., commodities customer service clerk, Carr Futures Michael E. Carlone, 46, Randolph, N.J., account executive, FM Global Rosemarie C. Pullis, 34, Hazlet, N.J., consultant, Aon Corp. Barbella, 53, Oceanside, N.Y., property manager, Port Authority of New York and New Jersey Ivan Kyrillos Fairbanks Barbosa, 30, Jersey City, N.J., broker, Cantor Fitzgerald Colleen Ann Barkow, 26, East Windsor, N.J., project manager, Cantor Fitzgerald David Michael Barkway, 34, Toronto, Ontario, Canada, managing director, BMO Nesbitt Burns Sheila Patricia Barnes, 55, Bay Shore, N.Y., Aon Corp. Bowser, 45, Philadelphia, Pa., computer trainer, Marsh & McLennan Cos. Jeannieann Maffeo, 40, New York, N.Y., senior associate in systems development, UBS PaineWebber Jay Robert Magazine, 48, New York, N.Y., catoring sales manager, Windows on the World Brian Magee, 52, Floral Park, N.Y. Fernandez, 27, Parlin, N.J., eSpeed, Cantor Fitzgerald Elisa Giselle Ferraina, 27, London, England, senior conferences sponsorship coordinator, Risk Waters Group Anne Marie Sallerin Ferreira, 29, Jersey City, N.J., broker, Cantor Fitzgerald Robert John Ferris, 63, Garden City, N.Y., Aon Corp. Ira Zaslow, 55, North Woodmere, N.Y., assistant vice president, Lehman Brothers Kenneth Albert Zelman, 37, Succasunna, N.J., consultant, Oracle Corp. LaVerde, 36, New York, N.Y., new accountants administrator, Keefe, Bruyette & Woods Anna A. Inc. Manuel L. Inc. Yin Ping (Steven) Wong, 34, New York, N.Y., Aon Corp. Deborah Medwig, 46, Dedham, Mass., systems analyst, NStar Damian Meehan, 32, Glen Rock, N.J., trader, Carr Futures William J. Swaine, 36, Larchmont, N.Y., trader, Cantor Fitzgerald Kristine M. Todd C. James Riley, 25, New York, N.Y. McDowell, 33, New York, N.Y., vice president in equities, Sandler O’Neill & Partners Eamon J. Inc. Inc. Hunt, 32, Norwalk, Conn., bond trader, Euro Brokers Inc. Toyen, 24, Newton, Mass., marketing for sales and trading group, Thomson Financial Services Christopher M. Todisco, 61, Wyckoff, N.J., vice president, Sandler O’Neill & Partners Vladimir Tomasevic, 36, Etobicoke, Ontario, Canada, vice president of software development, Optus Stephen K. James, 44, Willingboro, N.J. Rodriguez, 31, White Plains, N.Y., assistant vice president, information security, Cantor Fitzgerald Marsha A. William Otto Caspar, 57, Eatontown, N.J., data processing specialist, Marsh & McLennan Cos. Luckett, 40, Fair Haven, N.J., partner, Cantor Fitzgerald Mark G. Inc. Thomas Anthony Mahon, 37, East Norwich, N.Y., broker, Cantor Fitzgerald Joseph Maio, 32, Roslyn Harbor, N.Y., director of equity derivatives, Cantor Fitzgerald Takashi Makimoto, 49, New York, N.Y., general manager, Fuji Bank Abdu Malahi, 37, New York, N.Y., audio-visual engineer, Marriott Debora Maldonado, 47, New York, N.Y., executive secretary, Marsh & McLennan Cos. Celic, 43, New York, N.Y., senior vice president, Marsh & McLennan Cos. William Arthur Gardner, 45, Lynbrook, N.Y., systems analyst, eSpeed, Cantor Fitzgerald Francesco Garfi, 29, New York, N.Y., trader, Cantor Fitzgerald Rocco Gargano, 28, Bayside, N.Y., Cantor Fitzgerald James M. Christopher Gardner, 36, Darien, Conn., global risk services, Aon Corp. Inc. Magnuson, 57, Park Ridge, N.J., contractor at Cantor Fitzgerald Daniel L. Pedicini, 30, Hicksville, N.Y., institutional equities department, Cantor Fitzgerald Todd D. Keane, 54, Wethersfield, Conn., senior vice president, Marsh Inc. Inc. Richard M. Philip Hayes, 67, Northport, N.Y., fire safety director, OCS Security William Ward Haynes, 35, Rye, N.Y., derivatives broker, Cantor Fitzgerald Scott Hazelcorn, 29, Hoboken, N.J., bond trader, Cantor Fitzgerald Roberta Bernstein Heber, 60, New York, N.Y., systems analyst, Marsh & McLennan Cos. Bautista, 46, Iselin, N.J., accounts payable, Marsh & McLennan Cos. Defeo, 37, New York, N.Y., Sandler O’Neill & Partners Jennifer DeJesus, 23, New York, N.Y., data entry worker, Morgan Stanley Monique E. O’Neill, 49, New York, N.Y., former FBI counterterrorism expert and head of security, World Trade Center Peter J. Song, 34, New York, N.Y., bond broker, Cantor Fitzgerald Michael C. Inc. Jorge Luis Morron Garcia, 38, New York, N.Y., security officer, Summit Security Services Juan Garcia, 50, New York, N.Y., food service handler, Forte Food Service Marlyn C. Inc. Sabbag, 26, New York, N.Y., Fiduciary Trust International Scott Saber, 38, New York, N.Y., UBS Warburg Joseph Sacerdote, 48, Freehold, N.J., vice president at eSpeed division, Cantor Fitzgerald Francis J. Todd Rancke, 42, Summit, N.J., managing director, Sandler O’Neill & Partners Jonathan C. Zelmanowitz, 55, New York, N.Y., computer programmer, Empire Blue Cross and Blue Shield Martin Morales Zempoaltecatl, 22, New York, N.Y., assistant chef, Windows on the World Zhe (Zack) Zeng, 28, New York, N.Y., assistant treasurer depository receipts division, Bank of New York Marc Scott Zeplin, 33, Harrison, N.Y., trader, Cantor Fitzgerald Jie Yao Justin Zhao, 27, New York, N.Y., computer technician, Aon Corp. Pedro (David) Grehan, 35, Hoboken, N.J., broker, Cantor Fitzgerald John M. Pierce, 54, New York, N.Y., New York State Department of Taxation and Finance Bernard T. Wohlforth, 47, Greenwich, Conn., managing director, Sandler O’Neill & Partners Katherine S. Rosenberg, 31, Morganville, N.J., junk bond dealer, Cantor Fitzgerald Mark Louis Rosenberg, 26, Teaneck, N.J., software developer, Marsh & McLennan Cos. Inc. Keller, 31, Park Ridge, N.J., department head, Marriott World Trade Center Hotel Peter Rodney Kellerman, 35, New York, N.Y., partner, Cantor Fitzgerald Joseph P. Tyler V. John Michael Grazioso, 41, Middletown, N.J., eSpeed salesman, Cantor Fitzgerald Timothy Grazioso, 42, Gulf Stream, Fla., trader, Cantor Fitzgerald Derrick Arthur Green, 44, New York, N.Y., drywall worker Wade Brian Green, 42, Westbury, N.Y., Thomson Financial Services Elaine Myra Greenberg, 56, New York, N.Y., financial services consultant, Compaq Gayle R. Sharon Moore, 37, New York, N.Y., vice president, Sandler O’Neill & Partners Krishna Moorthy, 59, Briarcliff Manor, N.Y., programmer, Fiduciary Trust International Abner Morales, 37, New York, N.Y., Lotus software programmer, Fiduciary Trust International Carlos Morales, 29, New York, N.Y., technician, Cantor Fitzgerald Paula Morales, 42, New York, N.Y., financial services department, Aon Corp. Edward Francis (Teddy) Maloney, 32, Darien, Conn., account manager at Tradespark division, Cantor Fitzgerald Gene E. Opperman, 45, Selden, N.Y., vice president, Aon Risk Services, Aon Corp. Patrick Joseph Buhse, 36, Lincroft, N.J., bond trader, Cantor Fitzgerald John E. Wodenshek, 35, Ridgewood, N.J., director for TradeSpark, Cantor Fitzgerald Martin P. Michele Reed, 26, Ringoes, N.J., Aon Corp. Cloud, 36, Stamford, Conn., lawyer, Cantor Fitzgerald Susan M. Toyena Corliss Skinner, 27, Kingston, N.J., Wachovia Corp. Thomas V. Inc. Shai Levinhar, 29, New York, N.Y., Cantor Fitzgerald Adam J. Arlene E. Kenneth F. Travers, 53, Tenafly, N.J., electrician, Forest Electric Corp. Carlos Samaniego, 29, New York, N.Y., Cantor Fitzgerald Rena Sam-Dinnoo, 28, New York, N.Y., accounting division, Marsh & McLennan Cos. Lai, 59, East Windsor, N.J., New York State Department of Taxation and Finance Vincent A. Inc. Luis Clodoaldo Revilla Mier, 54, Washington Group International Peter T. DeAngelis, 48, West Hempstead, N.Y., project manager, Washington Group International Tara Debek, 35, Babylon, N.Y., assistant vice president, Marsh & McLennan Cos. Matthew David Yarnell, 26, Jersey City, N.J., vice president of technology, Fiduciary Trust International Myrna Yaskulka, 59, New York, N.Y., executive secretary, Fred Alger Management Shakila Yasmin, 26, New York, N.Y., computer assistant, Marsh & McLennan Cos. Riccio, 50, New York, N.Y., Cantor Fitzgerald AnnMarie (Davi) Riccoboni, 58, New York, N.Y., billing supervisor, Ohrenstein & Brown David Rice, 31, New York, N.Y., investment banker, Sandler O’Neill & Partners Eileen Mary Rice, 57, New York, N.Y., executive assistant, Marsh & McLennan Cos. Inc. Levine, 66, Edgewater, N.J. Ruhalter, 40, Plainview, N.Y., controller, Cantor Fitzgerald Gilbert Ruiz, 45, New York, N.Y., Windows on the World Steven Harris Russin, 32, Mendham, N.J., partner, Cantor Fitzgerald Wayne Alan Russo, 37, Union, N.J., accountant, Marsh & McLennan Cos. Vignola, 44, Merrick, N.Y., senior vice president and partner, Cantor Fitzgerald Joseph B. Inc. Baron, 38, Bridgewater, N.J., energy futures specialist, Carr Futures Renee Barrett-Arjune, 41, Cantor Fitzgerald Diane G. Gardner, 35, Lakewood, N.J., call records management supervisor, General Telecom Jeffrey B. Peter A. McHugh, 36, New York, N.Y., broker, Euro Brokers Inc. Brandon J. Fraser, 32, New York, N.Y., Aon Corp. McCabe, 42, Rumson, N.J., trader, Cantor Fitzgerald Justin McCarthy, 30, Port Washington, N.Y., assistant equities trader, Cantor Fitzgerald Kevin M. Straine, 36, Oceanport, N.J., fixed- income investment salesman, Cantor Fitzgerald Edward W. Richard J. Robert Francis Mace, 43, New York, N.Y., assistant counsel, Cantor Fitzgerald Jan Maciejewski, 37, New York, N.Y., waiter/computer consultant, Windows on the World/Julien J. Nazario, 28, Jersey City, N.J., back office operations manager, Cantor Fitzgerald Glenroy Neblett, 42, New York, N.Y., consultant at Marsh & McLennan Cos. Richards, 46, New York, N.Y., detective, bomb squad, New York Police Department Gregory Richards, 30, New York, N.Y., eSpeed division, Cantor Fitzgerald Michael Richards, 38, New York, N.Y., sculptor Venesha O. Miller, 55, Hasbrouck Heights, N.J., Aon Corp. Calia, 40, Manalapan, N.J., bond broker, Cantor Fitzgerald Liam Callahan, 44, Rockaway, N.J., police officer, Port Authority of New York and New Jersey Luigi Calvi, 34, East Rutherford, N.J., bond trader, Cantor Fitzgerald Roko Camaj, 60, Manhasset, N.Y., janitorial, window cleaner, ABM Industries David Otey Campbell, 51, Basking Ridge, N.J., senior vice president of equity sales, Keefe, Bruyette & Woods Geoffrey Thomas Campbell, 31, New York, N.Y., Reuters Jill Marie Campbell, 31, New York, N.Y., administrative assistant, Baseline Robert Arthur Campbell, 25, New York, N.Y., painter, Fine Painting and Decorating Sandra Patricia Campbell, 45, New York, N.Y., computer programmer, Cantor Fitzgerald Juan Ortega Campos, 32, New York, N.Y., delivery man, Fine & Schapiro restaurant Sean Canavan, 39, New York, N.Y., carpenter John A. Robert J. Inc. DeBlase, 45, Manalapan, N.J., bond broker, Cantor Fitzgerald Paul DeCola, 39, Ridgewood, N.Y., customer service, infrastructure, Cantor Fitzgerald Simon Dedvukaj, 26, Mohegan Lake, N.Y., janitorial, foreman, ABM Industries Jason Christopher DeFazio, 29, New York, N.Y., bond broker, Cantor Fitzgerald David A. Jennifer M. Christopher Edward Allingham, 36, River Edge, N.J., municipal bond broker, Cantor Fitzgerald Janet M. Inc. Inc. Gillette, 40, New York, N.Y., vice president, Sandler O’Neill & Partners Ronald Gilligan, 43, Norwalk, Conn., database administrator, Cantor Fitzgerald Laura Gilly, 32, New York, N.Y., technical support, Cantor Fitzgerald Donna Marie Giordano, 44, Parlin, N.J., broker, Aon Corp. Pabon, 54, New York, N.Y., manager of international equities, Cantor Fitzgerald Israel Pabon, 31, New York, N.Y., food service handler, Forte Food Service Roland Pacheco, 25, New York, N.Y., data administrator, Alliance Consulting Michael Benjamin Packer, 45, New York, N.Y., managing director of corporate & institutional client group, Merrill Lynch Deepa K. Joseph Mathai, 49, Arlington, Mass., managing partner, Cambridge Technology Partners Charles William Mathers, 61, Sea Girt, N.J., managing director, Marsh & McLennan Cos. Wolf, 40, New York, N.Y., Marsh & McLennan Cos. Favuzza, 52, Suffern, N.Y., broker, Cantor Fitzgerald Ronald C. Christian Maltby, 37, Chatham, N.J., vice president, Cantor Fitzgerald Francisco Miguel (Frank) Mancini, 26, New York, N.Y., subcontractor, Bronx Builders Joseph Mangano, 53, Jackson, N.J., software analyst, Marsh & McLennan Cos. Small, 26, New York, N.Y., secretary, Cantor Fitzgerald Catherine T. Brown, 35, New York, N.Y., accountant, Marsh & McLennan Cos. Hemschoot, 45, Red Bank, N.J., senior vice president, Aon Corp. Inc. Donald J. Richard James Stadelberger, 55, Middletown, N.J., Fiduciary Trust International Eric A. Strauss, 51, Fresh Meadows, N.Y., electrical worker, Petrocelli Electric Steven F. Griffith, 39, Willingboro, N.J., office manager, Fiduciary Trust International Warren Grifka, 54, New York, N.Y., computer specialist, Marsh & McLennan Cos. Tatyana Bakalinskaya, 43, New York, N.Y. Kevin James Hannaford, 32, Basking Ridge, N.J., commodities broker, Cantor Fitzgerald Michael L. Trost, 26, New York, N.Y., research analyst, Keefe, Bruyette & Woods Zhanetta Tsoy, 32, Jersey City, N.J., accountant, Marsh & McLennan Cos. Strada, 41, Chatham, N.J., bond broker, Cantor Fitzgerald James J. Inc. Pepe, 45, New York, N.Y., assistant vice president for technology, Marsh & McLennan Cos. Gregory Reda, 33, New Hyde Park, N.Y., e-mail coordinator, Marsh & McLennan Cos. Bonnie S. Jose Cardona, 32, New York, N.Y., clerk, Carr Futures Edward Carlino, 46, New York, N.Y., financial reporting systems, Marsh & McLennan Cos. Martin, 35, Rockaway, N.J., Cantor Fitzgerald Brian E. Inc. Janice J. Getzendanner, 57, New York, N.Y., vice president, Fiduciary Trust International James Gerard Geyer, 41, Rockville Centre, N.Y., bond broker, Cantor Fitzgerald Joseph M. Colin, 49, West Babylon, N.Y., Aon Corp. Caguicla, 55, Boonton, N.J., assistance vice president of finance, Marsh & McLennan Cos. Michael T. Gowell, 52, Methuen, Mass., director of new market development,Avid Technologies Yugi Goya, 42, Rye, N.Y., vice president, Mizuho Capital Markets Corp. Inc. Peter F. Inc. Inc. Jennifer Tzemis, 26, New York, N.Y., financial analyst, Fred Alger Management John G. Inc. Michael A. Inc. Robert Alan Miller, 46, Matawan, N.J., New York State Department of Taxation and Finance Robert C. Anthony P. Mark Y. Inc. Howard Reich, 59, New York, N.Y., mail clerk, Pitney Bowes Gregg Reidy, 26, Holmdel, N.J., trader, Cantor Fitzgerald Timothy E. Galante, 32, New York, N.Y., personal assistant for eSpeed, Cantor Fitzgerald Grace Galante, 29, New York, N.Y., broker assistant, Cantor Fitzgerald Anthony Edward Gallagher, 41, New York, N.Y., energy broker, Cantor Fitzgerald Daniel James Gallagher, 23, Red Bank, N.J., trade support clerk, Cantor Fitzgerald John Patrick Gallagher, 31, Yonkers, N.Y., electricity trader, Cantor Fitzgerald Cono E. Santo, 24, New York, N.Y., Marsh & McLennan Cos. Bonomo, 30, New York, N.Y., corporate travel booker, American Express Sean Booker, 35, Irvington, N.J., account associate, Xerox Corp. Wildman, 30, New York, N.Y., broker, Carr Futures Ernest M. Olson, 50, Rockville Centre, N.Y., insurance broker, Marsh Inc. agency desk, Cantor Fitzgerald Linda Luzzicone, 33, New York, N.Y., trader, Cantor Fitzgerald Alexander Lygin, 28, New York, N.Y., programmer, Cantor Fitzgerald Farrell Peter Lynch, 39, Centerport, N.Y., trader, Cantor Fitzgerald James Francis Lynch, 47, Woodbridge, N.J., police officer, Port Authority of New York and New Jersey Louise A. Inc. Leanne Marie Whiteside, 31, New York, N.Y., Aon Corp. Matthew T. Angrisani, 44, New York, N.Y., finance manager, Marsh & McLennan Cos. Alagero, 37, New York, N.Y., senior vice president and practice leader, Marsh & McLennan Cos. Klitzman, 38, New York, N.Y., eSpeed, Cantor Fitzgerald Ronald Philip Kloepfer, 39, Franklin Square, N.Y., police officer, New York Police Department Andrew Knox, 30, Adelaide, Australia Thomas Patrick Knox, 31, Hoboken, N.J., broker, Cantor Fitzgerald Yevgeny Knyazev, 46, New York, N.Y., Windows on the World Rebecca Lee Koborie, 48, Guttenberg, N.J., executive secretary, Marsh & McLennan Cos. Inc. Inc. Phyllis Gail Talbot, 53, New York, N.Y., vice president, Marsh USA Robert R. Gennady Boyarsky, 34, New York, N.Y., travel agent, American Express Pamela Boyce, 43, New York, N.Y., assistant vice president of accounting, Carr Futures Alfred Braca, 54, Leonardo, N.J., bond broker for eSpeed, Cantor Fitzgerald Sandra Conaty Brace, 60, New York, N.Y., administrative assistant, Risk Insurance Solutions David Brian Brady, 41, Summit, N.J., financial advisor, Merrill Lynch Alexander Braginsky, 38, Stamford, Conn., foreign exchange products manager, Reuters Nicholas W. Dingle, 32, New York, N.Y., Encompys Anthony DiOnisio, 38, Glen Rock, N.J., vice president of operations, Cantor Fitzgerald Joseph DiPilato, 57, New York, N.Y., electrician, Petrocelli Electric Douglas Frank DiStefano, 24, Hoboken, N.J., commodities broker, Cantor Fitzgerald Ramzi A. Inc. Kaplan, 45, Paramus, N.J., Port Authority of New York and New Jersey Alvin Peter Kappelmann, 57, Green Brook, N.J., insurance executive, Royal & SunAlliance Charles Karczewski, 34, Union, N.J., benefits consultant, Aon Corp. Cook, 24, New York, N.Y., customer service account representative, General Telecom John A. Robert Emmett Parks, 47, Middletown, N.J., bond broker, Cantor Fitzgerald Hasmukhrai Chuckulal Parmar, 48, Warren, N.J., computer systems manager, Cantor Fitzgerald Leobardo Lopez Pascual, 41, New York, N.Y., Windows on the World Michael J. Mary (Molly) Herencia, 47, New York, N.Y., insurance broker, Aon Corp. Spence, 42, Douglasville, Ga., construction safety consultant, Marsh & McLennan Cos. Karpiloff, 53, Mamaroneck, N.Y., security and life safety director, Port Authority of New York and New Jersey Andrew Kates, 37, New York, N.Y., senior managing director, Cantor Fitzgerald John Katsimatides, 31, East Marion, N.Y., financial trader, Cantor Fitzgerald Sgt. Charette, 38, Millburn, N.J., senior vice president, Marsh Inc. Jurgens, 47, Levittown, N.Y., police officer, Port Authority of New York and New Jersey Thomas Edward Jurgens, 26, Lawrence, N.Y., court officer, New York State Supreme Court Shashi Kiran Lakshmikantha Kadaba, 25, Hackensack, N.J., software designer, Wipro Technologies Gavkharoy Mukhometovna Kamardinova, 26, New York, N.Y. Michael Taddonio, 39, Huntington, N.Y., bond broker, Euro Brokers Inc. Maler, 39, Convent Station, N.J., bond broker, Governments Zero Desk, Cantor Fitzgerald Gregory James Malone, 42, Hoboken, N.J., bond broker, Euro Brokers Inc. Lorraine D. Adam Arias, 37, New York, N.Y., vice president of operations, Euro Brokers Inc. Collins, 36, New York, N.Y., managing director, Sandler O’Neill & Partners Patricia Malia Colodner, 39, New York, N.Y., secretary, Marsh & McLennan Cos. Ueltzhoeffer, 36, Roselle Park, N.J., assistant vice president/senior technical financial analyst, Marsh & McLennan Cos. Murphy, 35, Easton, Md., senior research analyst, Keefe, Bruyette & Woods Edward C. Bergstein, 38, Teaneck, N.J., corporate secretary, Port Authority of New York and New Jersey Michael J. Connors, 55, Greenwich, Conn., senior vice president, Euro Brokers Inc. Inc. Brennan, 37, New York, N.Y., vice president, government bonds, Cantor Fitzgerald Frank H. Sandra L. Cody, 46, Brigantine, N.J. Francis X. Inc. Kevin Joseph Frawley, 34, Bronxville, N.Y., trader, Euro Brokers Inc. Patterson, 46, Upper Brookville, N.Y., Cantor Fitzgerald Cira Marie Patti, 40, New York, N.Y., trader’s assistant, Keefe, Bruyette & Woods Robert Edward Pattison, 40, New York, N.Y. Hafiz, 32, New York, N.Y., computer analyst, Marsh & McLennan Cos. Hughes, 46, Spring Lake Heights, N.J., owner, Colonial Art Decorators Timothy Robert Hughes, 43, Madison, N.J., Cantor Fitzgerald Susan Huie, 43, Fair Lawn, N.J., Compaq Mychal Lamar Hulse, 30, New York, N.Y. Bohan, 34, New York, N.Y., temporary employee, Aon Corp. Siu Cheung Wong, 34, Jersey City, N.J., Marsh & McLennan Cos. Sushil Solanki, 35, New York, N.Y., computer operator, Cantor Fitzgerald Ruben Solares, 51, New York, N.Y., mailroom worker, Cantor Fitzgerald Naomi Leah Solomon, 52, New York, N.Y., vice president of business development, Callixa Daniel W. Inc. Inc. Glasser, 40, Summit, N.J., partner, Sandler O’Neill & Partners Harry Glenn, 38, Piscataway, N.J., assistant vice president, global technology, Marsh & McLennan Cos. McBrayer, 49, New York, N.Y., Sandler O’Neill & Partners Brendan McCabe, 40, Sayville, N.Y., vice president, Fiduciary Trust International Michael J. Inc. Steven Hagis, 31, New York, N.Y., vice president, Cantor Fitzgerald Mary Lou Hague, 26, New York, N.Y., financial analyst, Keefe, Bruyette & Woods Maile Rachel Hale, 26, Cambridge, Mass., vice president of operations, Boston Investor Services Richard Hall, 49, Purchase, N.Y., senior vice president, Aon Corp. Scandole, 36, Pelham Manor, N.Y., vice president, Cantor Fitzgerald Michelle Scarpitta, 26, New York, N.Y., compliance administrator, Euro Brokers Inc. Sarah Khan, 32, New York, N.Y., food service handler, Forte Food Service Taimour Firaz Khan, 29, New York, N.Y., trader, Carr Futures Rajesh Khandelwal, 33, South Plainfield, N.J., Marsh & McLennan Cos. Catherine Fairfax MacRae, 23, New York, N.Y., stock analyst, Fred Alger Management Richard B. Murray, 54, Summit, N.J., vice president, Marsh USA Inc. Bojan Kostic, 34, New York, N.Y., Cantor Fitzgerald Danielle Kousoulis, 29, New York, N.Y., vice president, Cantor Fitzgerald John J. Soulas, 35, Basking Ridge, N.J., managing director of foreign currencies, Cantor Fitzgerald Gregory T. Mary Teresa Caulfield, 58, New York, N.Y. (Sean) Singh, 21, New York, N.Y., equipment technician, Windows on the World Thomas Sinton, 44, Croton-on-Hudson, N.Y., senior vice president, Cantor Fitzgerald Peter A. Inc. Kristen Fiedel, 27, New York, N.Y., Marsh & McLennan Cos. Vandevander, 44, Ridgewood, N.J., vice president, Carr Futures Frederick T. Inc. Salinardi, 32, Hoboken, N.J., general manager for food services, Aramark Corp. Inc. Vanavah Alexi Thompson, 26, New York, N.Y., janitorial, cleaner, ABM Industries Capt. Philip T. Griffin, 38, Waldwick, N.J., Silverstein Properties Tawanna Griffin, 30, New York, N.Y., food service handler, Forte Food Service Joan D. Angela Susan Scheinberg, 46, New York, N.Y., manager, Blue Cross Blue Shield Scott M. Mohammed Salman Hamdani, 23, New York, N.Y., research technician, Howard Hughes Medical Institute at Rockefeller University Felicia Hamilton, 62, New York, N.Y., Fiduciary Trust International Frederic Kim Han, 45, Marlboro, N.J., senior vice president, Cantor Fitzgerald Christopher James Hanley, 34, New York, N.Y., manager of business development, Radianz Valerie Joan Hanna, 57, Freeville, N.Y., senior vice president, Marsh & McLennan Cos. Del Rose Forbes-Cheatham, 48, New York, N.Y., accountant, Cantor Fitzgerald Godwin Forde, 39, New York, N.Y., security guard, Merrill Lynch Donald A. Glen J. Patricia Ann Puma, 33, New York, N.Y., administrator, Julien J. Greene, 51, Montville, N.J., vice president of professional resource group, Marsh & McLennan Cos. Inc. Owens, 42, Williston Park, N.Y., government agencies, Cantor Fitzgerald Adianes Oyola, 23, New York, N.Y., human resources/payroll employee, Fuji Bank Angel M. Judith A. Ruben, 36, Hoboken, N.J., vice president, equity trading, Keefe, Bruyette & Woods Joanne Rubino, 45, New York, N.Y., Marsh & McLennan Cos. Chris Michael Kirby, 21, New York, N.Y., carpenter Howard (Barry) Kirschbaum, 53, New York, N.Y., Marsh & McLennan Cos. Inc. Vicario, 40, Weehawken, N.J. Mary S. Alan L. Larry, 37, New York, N.Y., Marsh & McLennan Cos. Oakley, 52, Cortlandt Manor, N.Y., senior vice president for information technology, Marsh & McLennan Cos. Lindsay S. Inc. Garo H. Liming (Michael) Gu, 34, Piscataway, N.J., Marsh & McLennan Cos. Wai-ching Chung, 36, New York, N.Y., division vice president, UBS PaineWebber Christopher Ciafardini, 30, New York, N.Y., vice president and financial analyst, Fred Alger Management Alex F. McDonald, 43, Livingston, N.J., broker, Cantor Fitzgerald Michael McDonnell, 34, Red Bank, N.J., accounting manager, Keefe, Bruyette & Woods John F. James D. Joseph Lostrangio, 48, Langhorne, Pa., Devonshire Group Chet Louie, 45, New York, N.Y., Cantor Fitzgerald Stuart Seid Louis, 43, East Brunswick, N.J., managing director, Asset Liability Management, Sandler O’Neill & Partners Michael W. Alan Jay Richman, 44, New York, N.Y., vice president, employee benefits, Marsh & McLennan Cos. David Bauer, 45, Rumson, N.J., head of global sales for eSpeed, Cantor Fitzgerald Ivhan Luis Carpio Bautista, 24, New York, N.Y., Windows on the World Marlyn C. McHale, 33, Huntington, N.Y., broker, Cantor Fitzgerald Keith McHeffey, 31, Monmouth Beach, N.J., equities trader, Cantor Fitzgerald Ann M. Stephen Patrick Cherry, 41, Stamford, Conn., partner, Cantor Fitzgerald Nestor Chevalier, 30, New York, N.Y., securities, Cantor Fitzgerald Swede Joseph Chevalier, 26, Locust, N.J., equities trader, Cantor Fitzgerald Alexander H. Wisniewski, 47, Howell, N.J., associate director, Sandler O’Neill & Partners Frank T. Madden, 35, Westfield, N.J., insurance broker, Aon Corp. Inc. Inc. Inc. de Chavez, 24, Carteret, N.J., portfolio analyst, Fiduciary Trust International Emerita (Emy) De La Pena, 32, New York, N.Y., administrative assistant, Fiduciary Trust International Francis (Frank) Albert De Martini, 49, New York, N.Y., construction manager, Port Authority of New York and New Jersey William T. Navas, 44, Paramus, N.J., police officer, Port Authority of New York and New Jersey Francis J. Carrington, 34, New York, N.Y., swaps trader, Cantor Fitzgerald James J. Faulkner, 47, Mason, Ohio, vice president, Aon Corp. Sims, 46, Newark, N.J.Joyce StantonPatricia StantonDinah Webster, 50, advertising manager, Risk Waters GroupAurelio Zedillo, Mexico

CBSNews.comVictims & Missing

Downtown Manhattan. Inc. Albert, 46, Upper Nyack, N.Y., vice president of information technology, Marsh & McLennan Cos. Arczynski, 45, Little Silver, N.J. Inc. Gardner, 39, New York, N.Y., vice chairman of eSpeed, Cantor Fitzgerald Harvey J. Sareve Dukat, 53, New York, N.Y., tax conferee, New York State Department of Taxation and Finance Christopher Joseph Dunne, 28, Mineola, N.Y. Della Pietra, 24, New York, N.Y., Cantor Fitzgerald Palmina Delli Gatti, 33, New York, N.Y., accountant, Marsh & McLennan Cos. Candela, 42, Glen Ridge, N.J., senior trader, Cantor Fitzgerald Vincent Cangelosi, 30, New York, N.Y., bond broker, Cantor Fitzgerald Lisa B. Pietrunti, 38, Belford, N.J., data entry clerk, Cantor Fitzgerald Theodoros Pigis, 60, New York, N.Y., One Source (Hudson Shatz) Susan Elizabeth Ancona Pinto, 44, New York, N.Y., vice president of systems infrastructure at eSpeed, Cantor Fitzgerald Joseph Piskadlo, 48, North Arlington, N.J., structural carpenter, ABM Industries Christopher Todd Pitman, 30, New York, N.Y., Cantor Fitzgerald Joseph Plumitallo, 45, Manalapan, N.J., bond broker, Cantor Fitzgerald John M. Michele B. Carol K. Nauka Kushitani, 44, New York, N.Y., vice president, FiduciaryTrust International Victor Kwarkye, 35, New York, N.Y., Windows on the World Kui Fai Kwok, 31, New York, N.Y., Cantor Fitzgerald Angela R. Paul F. W. Clarke, 30, New York, N.Y., vice president for media relations at eSpeed, Cantor Fitzgerald Kevin Francis Cleary, 38, New York, N.Y., broker, Euro Brokers Inc. Evan H. Rodak, 39, Mantua, N.J., managing director, Sandler O’Neill & Partners Antonio Jose Carrusca Rodrigues, 35, Port Washington, N.Y., police officer, Port Authority of New York and New Jersey Carmen Milagros Rodriguez, 46, Freehold, N.J., Aon Corp. Amy O’Doherty, 23, Pelham Manor, N.Y., Cantor Fitzgerald Sean Gordon Corbett O’Neill, 34, Rye, N.Y., Cantor Fitzgerald Diane Parsons, 58, Malta, N.Y., New York State Department of Tax andFinance John Schwartz, 49, Goshen, Conn., bond broker, Cantor Fitzgerald Keiichiro Takahashi, 53, first vice president, Euro Brokers Inc., Japanese Michael Patrick Trucker, 40, Rumson, N.J., vice president, CantorFitzgerald

REPORTED MISSING

Alicia Acevedo Carranza, Teziutlan, Puebla, MexicoAntonio Javier Alvarez, 23, New York, N.Y., grill cook, Windows on the WorldJulio Minto BalancaJuan Jose Borda Leyva, 59, New York, N.Y., handymanMargarito Casillas, 54, Guadalajara, Jalisco, Mexico, maintenance workerGerman Castillo Galicia, Ozumba, MexicoDavids Vargas Cordoba, manager, T&TNilton Albuquerque Fernao Cunha, 41Cristina de LauraOscar de LauraJose Manuel Contreras Fernandez, El Aguacate, Jalisco, Mexico, janitorJoan FrancisTomas Gallegos Linares, Queretaro, MexicoJinny Lady Giraldo, 27Ana Irene Medina GonzalezJoel Guevara Gonzalez, 23, Aguascalientes, Aguascalientes, MexicoYsidro Hidalgo-Tejada, Dominican Republic, food preparation, Windows on the WorldFernando Jimenez Molina, Oaxaca, MexicoJong-min LeeNana Akwasi Minkah, New York, N.Y., Windows on the WorldArturo Alva Moreno, 47, Mexico City, Mexico, Windows on the WorldChung Mou, touristJuan Romero Orozco, Acatlan de Osorio, Puebla, MexicoVictor Antonio Martinez Pastrana, 38, Tlachichuca, Puebla, Mexico, dish washer, Windows on the WorldJose D. Betsy Martinez, 33, New York, N.Y., Cantor Fitzgerald Edward J. Rajesh A. Maher, 50, Hamilton, N.J., Marsh & McLennan Cos. Lindo, 31, New York, N.Y. Paterson, 40, Ridgewood, N.J., bond trader, Cantor Fitzgerald James Matthew Patrick, 30, Norwalk, Conn., bond broker, Cantor Fitzgerald Manuel Patrocino, 34, Windows on the World Bernard E. Richards, 26, North Brunswick, N.J., secretary, Marsh & McLennan Cos. Sanchez, 41, Hempstead, N.Y., Marsh & McLennan Cos. Robert J. Ladley, 41, Colts Neck, N.J., partner and corporate bond broker, Cantor Fitzgerald Joseph A. Kelly, 37, Port Washington, N.Y., municipal bond trader, Cantor Fitzgerald William Hill Kelly, 30, New York, N.Y., salesman, Bloomberg L.P. Shari Kandell, 27, Wyckoff, N.J., trader, Cantor Fitzgerald Howard Lee Kane, 40, Hazlet, N.J., comptroller, Windows on the World Jennifer Lynn Kane, 26, Fair Lawn, N.J., accountant, Marsh & McLennan Cos. Roy Wallace, 42, Wyckoff, N.J., broker, Cantor Fitzgerald Jean Marie Wallendorf, 23, New York, N.Y., Keefe, Bruyette & Woods Matthew Blake Wallens, 31, New York, N.Y., vice president, Cantor Fitzgerald John Wallice, 43, Huntington, N.Y., international equities trader, Cantor Fitzgerald Barbara P. O’Shea, 45, Farmingdale, N.Y., first vice president of futures, Carr Futures Robert W. Doyle, 25, New York, N.Y., government bond supervisor, Cantor Fitzgerald Mirna A. Dennis, 43, Setauket, N.Y., Cantor Fitzgerald Jean C. McHugh, 35, New York, N.Y., Euro Brokers Inc. Flounders, 46, East Stroudsburg, Pa., money market broker, Euro Brokers Inc. Inc. Dimmling, 47, Garden City, N.Y., senior vice president financial system, Marsh Inc. Francis J. Jensen, 49, Wyckoff, N.J. Inc. Shastri, 25, New York, N.Y., consultant to Cantor Fitzgerald, Scient Kathryn Anne Shatzoff, 37, New York, N.Y., consultant’s assistant, Marsh & McLennan Cos. Tatiana Ryjova, 36, South Salem, N.Y., Regus Christina Sunga Ryook, 25, New York, N.Y., human resources department, Cantor Fitzgerald Thierry Saada, 27, New York, N.Y., trader, Cantor Fitzgerald Jason E. Inc. Inc. John P. Inc. Rose, 40, New York, N.Y., computer technician, General Telecom Michael F. Collins, 38, Montclair, N.J., manager in eSpeed division, Cantor Fitzgerald Thomas J. Carl Allen Peralta, 37, New York, N.Y., broker, Cantor Fitzgerald Robert David Peraza, 30, New York, N.Y., bond trader, Cantor Fitzgerald Jon A. Nicholas A. White, 48, New York, N.Y., janitorial cleaner, ABM Industries Kenneth W. Bosco, 34, Suffern, N.Y., banker, Citibank John Howard Boulton, 29, New York, N.Y., Euro Brokers Inc. Jeffrey Coale, 31, Souderton, Pa., assistant wine master, Windows on the World Patricia A. Lynette D. Dudek, 50, Livingston, N.J., food and beverage controller, Windows on the World Christopher Michael Duffy, 23, New York, N.Y., assistant trader, Keefe, Bruyette & Woods Michael Joseph Duffy, 29, Northport, N.Y., bond salesman, Keefe, Bruyette & Woods Thomas W. Kelley, 57, Huntington, N.Y., municipal bonds, Cantor Fitzgerald James Joseph Kelly, 39, Oceanside, N.Y., bond broker, Cantor Fitzgerald Joseph A. Inc. Minardi, 46, Bedford, N.Y., broker, Cantor Fitzgerald Louis Joseph Minervino, 54, Middletown, N.J., senior vice president, Marsh USA Wilbert Miraille, 29, New York, N.Y., computer technician, Cantor Fitzgerald Domenick Mircovich, 40, Closter, N.J., accountant, Euro Brokers Inc. Michael L. William R. Inc. Frank J. Nickie L. Armstrong, 34, New York, N.Y., vice president of sales, Cantor Fitzgerald Jack Charles Aron, 52, Bergenfield, N.J., information technology, Marsh & McLennan Cos. Adam K. Alonso, 41, Stony Point, N.Y., e-mail analyst, Marsh & McLennan Cos. Gryzmalski, Cantor Fitzgerald Robert Horoshoe, Cantor Fitzgerald Jeffrey Earle LeVeen, 55, Manhasset, N.Y., senior vice president of equitysales, Cantor Fitzgerald Eamon McEnaeney, 46, New Canaan, Conn., senior vice president and limitedpartner, Cantor Fitzgerald Roy Wallace Moreno, 42, bank employee George Morrell, 47, Mt. Randy Drake, 37, Lee’s Summit, Mo., network integration manager, Siemens Paul James Furmato, 37, Colts Neck, N.J., vice president and institutionalsales trader, Cantor Fitzgerald Matthew J. Garcia, 21, New York, N.Y., Marsh & McLennan Cos. Vosges, 48, New York, N.Y., senior vice president of reinsurance, Aon Corp. Inc. Martin Giovinazzo, 34, New York, N.Y., maintenance worker, Marsh & McLennan Cos. Debra Ann DiMartino, 36, New York, N.Y., assistant trader, Keefe, Bruyette & Woods Stephen P. Tietjen, 31, Matawan, N.J., police officer, Port Authority of New York and New Jersey Stephen Edward Tighe, 41, Rockville Centre, N.Y., Cantor Fitzgerald Scott C. Lafalce, 54, New York, N.Y., operations, Cantor Fitzgerald Jeanette LaFond-Menichino, 49, New York, N.Y. Inc. Inc. White, 26, New York, N.Y., broker, Cantor Fitzgerald James Patrick White, 34, Hoboken, N.J., bond broker, Cantor Fitzgerald John S. Hoffman, 27, Freehold, N.J., broker’s assistant, Cantor Fitzgerald Stephen G. Sherry Ann Bordeaux, 38, Jersey City, N.J., Fiduciary Trust International Krystine C. Wesley Mercer, 70, New York, N.Y., vice president, corporate security, Morgan Stanley Ralph Joseph Mercurio, 47, Rockville Centre, N.Y., coal broker, Cantor Fitzgerald Alan H. Kenneth Joseph Tarantino, 39, Bayonne, N.J., currency trader, Cantor Fitzgerald Ronald Tartaro, 39, Bridgewater, N.J., executive vice president, Fred Alger Management Darryl Taylor, 52, New York, N.Y., computer systems analyst, General Telecom Donnie Brooks Taylor, 40, New York, N.Y., office services assistant, Aon Corp. Thomas Warren Hohlweck, 57, Harrison, N.Y., senior vice president, Aon Corp. Richard Poulos, 55, Levittown, N.Y., assistant security officer, Cantor Fitzgerald Stephen E. Glenn Davis Kirwin, 40, Scarsdale, N.Y., senior vice president of eSpeed, Cantor Fitzgerald Richard J. Michael J. Anthony Demas, 61, New York, N.Y., managing director, Aon Corp. Richard A. Manika Narula, 22, Kings Park, N.Y., Cantor Fitzgerald Narender Nath, 33, Colonia, N.J. William Harry Thompson, 51, New York, N.Y., associate court officer, New York state courts Eric Raymond Thorpe, 35, New York, N.Y., Keefe, Bruyette & Woods Nichola A. John C. Ahern, 74, Cliffside Park, N.J., auditor, New York State Department of Taxation and Finance Joanne Ahladiotis, 27, New York, N.Y., Cantor Fitzgerald Shabbir Ahmed, 47, New York, N.Y., waiter, Windows on the World Terrance Andre Aiken, 30, New York, N.Y., computer consultant, Vital Computer Services Godwin Ajala, 33, New York, N.Y., security officer, Summit Security Services Gertrude M. Ingrassia, 28, Watchung, N.J., equity options trader, Cantor Fitzgerald Paul Innella, 33, East Brunswick, N.J., systems analyst, Cantor Fitzgerald Stephanie V. Schroeder, 31, Hoboken, N.J., equity trader, Fred Alger Management Susan Lee Kennedy Schuler, 55, Allentown, N.J., securities operations consultant, Singer Frumento LLP Edward W. Santoro, 28, New York, N.Y., emergency medical technician, New York Presbyterian Hospital Rafael Humberto Santos, 42, New York, N.Y., Cantor Fitzgerald Rufino Conrado F. Mark Schwartz, 50, West Hempstead, N.Y., emergency medical technician Adriane Victoria Scibetta, 31, New York, N.Y., accountant, Cantor Fitzgerald Raphael Scorca, 61, Beachwood, N.J., assistant vice president/senior technical financial analyst, Marsh & McLennan Cos. Barry J. Berardi, 25, New York, N.Y., Cantor Fitzgerald James Patrick Berger, 44, Lower Makefield, Pa., senior vice president, Aon Corp. Blanca Morocho, 26, New York, N.Y., salad preparer, Windows on the World Leonel Morocho, 36, New York, N.Y., sous chef, Windows on the World Dennis G. Edward Joseph Mardovich, 42, Lloyd Harbor, N.Y., president, Euro Brokers Inc. Tariq Amanullah, 40, Metuchen, N.J., vice president, Fiduciary Trust International Angelo Amaranto, 60, New York, N.Y., janitorial, cleaner, ABM Industries Joseph Amatuccio, 41, New York, N.Y., general property manager, Port Authority of New York and New Jersey Christopher Charles Amoroso, 29, New York, N.Y., police officer, Port Authority of New York and New Jersey Kazuhiro Anai, 42, Scarsdale, N.Y., deputy manager, New York branch, Nishi-Nippon Bank Joseph Peter Anchundia, 26, New York, N.Y., investment banker, Sandler O’Neill & Partners Kermit Charles Anderson, 57, Green Brook, N.J., systems analyst, Marsh Inc. Stuart Todd Meltzer, 32, Syosset, N.Y., head of west coast power management at TradeSpark, Cantor Fitzgerald Diarelia Jovannah Mena, 30, New York, N.Y., computer programmer, Cantor Fitzgerald Lizette Mendoza, 33, North Bergen, N.J., Aon Corp. Inc. Denis F. Mannetta, 31, Islip, N.Y., Carr Futures Marion Victoria (vickie) Manning, 27, Rochdale, N.Y., executive secretary, Marsh & McLennan Cos. Foster, 40, Bridgewater, N.J., vice president and producing broker, Aon Corp. Louis Calvin Williams, 53, Mandeville, La., vice president and investment management consultant, Vestek Cynthia Wilson, 52, New York, N.Y., head receptionist, International Office Centers Donna Wilson, 48, Williston Park, N.Y., assistant vice president, Aon Corp. Inc. Yuk Ping Wong, 47, New York, N.Y., tax auditor trainee, New York State Department of Taxation and Finance Brent James Woodall, 31, Oradell, N.J., vice president, trading desk, Keefe, Bruyette & Woods James J. Pescherine, 32, New York, N.Y., bond trader, Keefe, Bruyette & Woods Davin Peterson, 25, New York, N.Y., Nasdaq assistant trader, Cantor Fitzgerald William Russel Peterson, 46, New York, N.Y., claims examiner, Marsh & McLennan Cos. Kathleen (Kit) Faragher, 33, Denver, Colo., systems consultant, Janus Capital Corp. Crotty, 42, Rockville Centre, N.Y., bond trader, Sandler O’Neill & Partners John Crowe, 57, Rutherford, N.J., Aon Corp. Medaglia, 49, Melville, N.Y., construction supervisor, G.M.P. Valerie Victoria Murray, 65, New York, N.Y., secretary, Ohrenstein & Brown Richard Todd Myhre, 37, New York, N.Y., operations department, Cantor Fitzgerald Takuya Nakamura, 30, Tuckahoe, N.Y., section chief, New York branch, Nishi-Nippon Bank Alexander J.R. O’Brien, 40, New York, N.Y., manager, Slam Dunk Networks Timothy Michael O’Brien, 40, Brookville, N.Y., partner, managing director, Cantor Fitzgerald Dennis J. Donald A. Inghilterra, 45, New Castle, N.Y., treasurer, Fiduciary Trust International Christopher N. Suarez, 24, Princeton, N.J., systems consultant, Deloitte Consulting Ramon Suarez, 45, New York, N.Y., police officer, transit district 4, New York Police Department Yoichi Sugiyama, 34, Fort Lee, N.J., manager, Fuji Bank William Christopher Sugra, 30, New York, N.Y., network administrator for eSpeed, Cantor Fitzgerald Patrick Sullivan, 32, New York, N.Y., Cantor Fitzgerald Hilario Soriano (Larry) Sumaya, 42, New York, N.Y., technology manager, Marsh & McLennan Cos. Aguiar, 30, Red Bank, N.J., investment banker, Keefe, Bruyette & Woods Jeremiah J. O’Neill, 21, Amityville, N.Y., Sandler O’Neill & Partners Sean Gordon Corbett O’Neill, 34, Rye, N.Y., equities trader, Cantor Fitzgerald Michael C. Lawrence, 41, Summit, N.J., mortgage-backed securities specialist, Sandler O’Neill & Partners Nathaniel Lawson, 61, New York, N.Y., food service handler, Forte Food Service Eugen Lazar, 27, New York, N.Y., programmer for eSpeed, Cantor Fitzgerald Leon Lebor, 51, Jersey City, N.J., janitorial, cleaner, ABM Industries Kenneth Charles Ledee, 38, Monmouth, N.J., Marsh & McLennan Cos. Gardner, 36, Hoboken, N.J., environmental insurance broker, Marsh & McLennan Cos. Joel Miller, 55, Baldwin, N.Y., disaster recovery technologist, Marsh & McLennan Michael Matthew Miller, 39, Englewood, N.J., bond trader, Cantor Fitzgerald Phillip D. Regan, 43, Cranford, N.J., Aon Corp. Luke A. Racaniello, 30, New York, N.Y., operations department, Cantor Fitzgerald Eugene J. Ackermann, 38, New York, N.Y., Aon Corp. Gamboa, 26, New York, N.Y., manager, Top of the World Cafe Claude Michael Gann, 41, Roswell, Ga., sales executive, Algorithmics Cesar Garcia, 36, New York, N.Y., information technology, Marsh & McLennan Cos. Inc. Straub, 48, Morris Township, N.J., president of compensation consulting, Aon Corp. Edward Raymond Vanacore, 29, Jersey City, N.J., stock analyst, Fiduciary Trust International Jon C. Brian Joseph Cachia, 26, New York, N.Y., technical support specialist, Cantor Fitzgerald Steven Cafiero, 31, New York, N.Y., client specialist, Aon Corp. Edward T. Chairnoff, 35, West Windsor, N.J., managing director of the mortgage financing group, Sandler O’Neill & Partners Swarna Chalasini, 33, Jersey City, N.J., vice president, Fiduciary Trust International William Chalcoff, 41, Roslyn, N.Y. Tonyell McDay, 25, Colonia, N.J., computer technician, Marsh Inc. Moussa, 35, New York, N.Y., bond trader, Cantor Fitzgerald Peter C. McGinley, 40, Ridgewood, N.J., senior vice president, Keefe, Bruyette & Woods Mark Ryan McGinly, 26, New York, N.Y., futures trader, Carr Futures Thomas H. Kenneth W. Monica Goldstein, 25, New York, N.Y., Cantor Fitzgerald Steven Goldstein, 35, Princeton, N.J., computer analyst, Cantor Fitzgerald Andrew H. Keith Broomfield, 49, New York, N.Y., mechanical technician, Advent Corp. Craig Neil Gibson, 37, New York, N.Y., reinsurance broker, Marsh & McLennan Cos. James Wendell Parham, 32, New York, N.Y., police officer, Port Authority of New York and New Jersey Debra (Debbie) Paris, 48, New York, N.Y., executive assistant, Sandler O’Neill & Partners George Paris, 33, New York, N.Y., Cantor Fitzgerald Gye-Hyong Park, 28, New York, N.Y., sales support associate, Metropolitan Life Insurance Co. Catherine E. Uliano, 42, Aberdeen, N.J., options broker, Cantor Fitzgerald Jonathan J. Marcello Matricciano, 31, New York, N.Y., manager, customer installations, Cantor Fitzgerald Margaret Elaine Mattic, 51, New York, N.Y., customer service account representative, General Telecom Robert D. Cleere, 55, Newton, Iowa, assistant vice president, telecommunications, Seabury & Smith Co. Inc. Michael David Diehl, 48, Brick, N.J., vice president, Fiduciary Trust International John DiFato, 39, New York, N.Y., securities controller, Cantor Fitzgerald Carl DiFranco, 27, New York, N.Y., assistant vice president, Marsh & McLennan Cos. Parkes, 27, New York, N.Y., senior accountant, Marsh & McLennan Cos. Clyde Frazier, 41, New York, N.Y., tax investigator, New York State Department of Taxation and Finance Lillian I. Dorota Kopiczko, 26, Nutley, N.J., accountant, Marsh & McLennan Cos. Peter Edward Mardikian, 29, New York, N.Y., sales manager, Imagine Software Inc. Berry, 43, New York, N.Y., chief of research, Keefe, Bruyette &Woods Joseph J. Bulaga, 35, Paterson, N.J., network engineer at eSpeed, Cantor Fitzgerald Stephen Bunin, 45, Cantor Fitzgerald Matthew J. Masi, 55, New York, N.Y., Cantor Fitzgerald Nicholas G. Manning, 36, Rockville Centre, N.Y., computer consultant, ARC Partners James Maounis, 42, New York, N.Y. William Edward Micciulli, 30, Matawan, N.J., partner and senior vice president, Cantor Fitzgerald Martin Paul Michelstein, 57, Morristown, N.J. Inc. Colon, 46, Perrineville, N.J., senior vice president for facilities management, Marsh & McLennan Cos. Inc. Winton, 29, New York, N.Y., vice president and equity research analyst, Keefe, Bruyette & Woods Glenn J. Oliver, 24, New York, N.Y., technical sales consultant, Marsh & McLennan Cos. John Christopher Moran, 38, Haslemere, Surrey, England Kathleen Moran, 42, New York, N.Y. Gentul, 44, Mountain Lakes, N.J., director of human resources, Fiduciary Trust International Suzanne Geraty, 30, New York, N.Y., system support worker, Cantor Fitzgerald Ralph Gerhardt, 33, New York, N.Y., vice president, Cantor Fitzgerald Robert J. O’Brien, 33, New York, N.Y., bond trader, Cantor Fitzgerald Michael O’Brien, 42, Cedar Knolls, N.J., municipal bond desk senior vice president, Cantor Fitzgerald Scott J. Benjamin Millman, 40, New York, N.Y., carpenter Charles M. Michael R. Lee, 34, New York, N.Y., senior associate, Jennison Associates Lorraine Lee, 37, New York, N.Y., administrative assistant, Aon Corp. Jayesh Shah, 38, Edgewater, N.J., vice president, TradeSpark energy products, Cantor Fitzgerald Khalid M. Siracuse, 29, New York, N.Y., bond broker, Cantor Fitzgerald Muriel F. Inc. Andrew Jay-Hoon Kim, 26, Leonia, N.J., ceritified financial analyst, Fred Alger Management Lawrence Don Kim, 31, Blue Bell, Pa., senior manager, information technology, Marsh & McLennan Cos. Goumatie T. Merdinger, 47, Allentown, Pa., accountant, Cantor Fitzgerald George C. Steiner, 56, New Hope, Pa., consultant at Marsh & McLennan Cos. Elvira Granitto, 43, New York, N.Y. Jaime Concepcion, 46, New York, N.Y., receiving clerk, Windows on the World Albert Conde, 62, Englishtown, N.J., insurance underwriter, AGI Denease Conley, 44, New York, N.Y., security officer, Summit Security Services Susan Clancy Conlon, 41, New York, N.Y., supervisor, Bank of America Margaret Mary Conner, 57, New York, N.Y., receptionist, Cantor Fitzgerald Cynthia L. Maldonado-Agosto, 49, New York, N.Y., systems designer, Port Authority of New York and New Jersey Alfred R. Inc. Inc. DiChiaro, 63, New York, N.Y., Marsh & McLennan Cos. Joseph John Hasson, 34, New York, N.Y., assistant vice president of sales, eSpeed, Cantor Fitzgerald Leonard William Hatton, 45, Ridgefield Park, N.J., special agent, Federal Bureau of Investigation Timothy Aaron Haviland, 41, Oceanside, N.Y., software developer/computer programmer, Marsh & McLennan Cos. Wall, 38, Rumson, N.J., senior vice president, Cantor Fitzgerald Mitchel Scott Wallace, 34, Mineola, N.Y., court officer, New York State Supreme Court Peter G. Carson, 32, Massapequa, N.Y., computer network administrator, Cantor Fitzgerald James Marcel Cartier, 26, New York, N.Y., electrician, Aon Corp. Romito, 51, Westwood, N.J., chief of port authority police department, Port Authority of New York and New Jersey Sean Rooney, 50, Stamford, Conn., risk management services, Aon Corp. Inc. Signer, 32, New York, N.Y., Fred Alger Management David Silver, 35, New Rochelle, N.Y., vice president for eSpeed, Cantor Fitzgerald Craig A. Raimondi, 46, New York, N.Y., vice president, Carr Futures Harry A. Inc. Costello, 27, Hoboken, N.J., institutional equity salesman, Cantor Fitzgerald Conrod K.H. Stabile, 50, New York, N.Y., currency broker, Euro Brokers Inc. Catherine K. Astrid Elizabeth Sohan, 32, Freehold, N.J., manager, Marsh Inc. Inc. Bowers, 31, Islip, N.Y., administrative staff, Cantor Fitzgerald Veronique (Bonnie) Nicole Bowers, 28, New York, N.Y., credit collections manager, Windows on the World Larry Bowman, 46, New York, N.Y., security officer, Summit Security Services Shawn Edward Bowman, 28, New York, N.Y., human resources information specialist, Cantor Fitzgerald Kevin L. Fitzsimons, 57, Lynbrook, N.Y., fire safety director, OCS Security Salvatore A. Caporicci, 35, New York, N.Y., vice president, Cantor Fitzgerald Jonathan N. Lindsay Coates Herkness, 58, New York, N.Y., senior vice president, Morgan Stanley Harvey Robert Hermer, 59, New York, N.Y., wire person, Forest Electric Corp. Inc. Stephen F. Scott Martin McGovern, 35, Wyckoff, N.J., bond broker, Euro Brokers Inc. Edmund M. O’Connor, 34, New York, N.Y., Cantor Fitzgerald Diana J. Inc. Joon Koo Kang, 34, Riverdale, N.J., systems analyst, Cantor Fitzgerald Sheldon R. Neblett, 31, Roslyn Heights, N.Y., Aon Corp. Antonio Melendez, 30, New York, N.Y., Windows on the World Mary Melendez, 44, Stroudsburg, Pa., legal secretary, Fiduciary Trust International Yelena Melnichenko, 28, New York, N.Y., Marsh & McLennan Cos. Centeno, 38, Bayonne, N.J. Marina R. Terence E. Jasper Baxter, 45, Philadelphia, Pa., career consultant, Lee Hecht Harrison Michele (Du Berry) Beale, 37, Essex, Britain, director of conferences, Risk Waters Group Paul F. Inc. Inc. Douglas G. Karen S. Inc. Higley, 29, New Fairfield, Conn., client services, Aon Corp. Perconti, 32, Brick, N.J., stock trader, Cantor Fitzgerald Alejo Perez, 66, Union City, N.J., Windows on the World Angel Perez, 43, Jersey City, N.J., Cantor Fitzgerald Angela Susan Perez, 35, New York, N.Y., Cantor Fitzgerald Anthony Perez, 33, Locust Valley, N.Y., technical specialist, eSpeed, Cantor Fitzgerald Ivan Perez, 37, New York, N.Y., Fiduciary Trust International Nancy E. Inc. Inc. James P. Warner, 32, Morganville, N.J., senior systems engineer in eSpeed division, Cantor Fitzgerald Derrick Washington, 33, Calverton, N.Y., technician, Verizon Charles Waters, 44, New York, N.Y., vice president and partner, Cantor Fitzgerald James Thomas (Muddy) Waters, 39, New York, N.Y., senior vice president and head trader, Keefe, Bruyette & Woods Michael H. Florence Cohen, 62, New York, N.Y., secretary, New York State Department of Taxation and Finance Kevin Sanford Cohen, 28, Edison, N.J., eSpeed desktop support person, Cantor Fitzgerald Anthony Joseph Coladonato, 47, New York, N.Y., vice president, Cantor Fitzgerald Mark J. Linda M. Castrianno, 30, New York, N.Y., broker, Cantor Fitzgerald Jose Ramon Castro, 37, New York, N.Y., food service handler, Forte Food Service Richard G. Inc. Guza, 54, Sea Bright, N.J., client specialist, Aon Corp. Inc. Skidmore, 58, Mendham, N.J., institutional money markets broker, Euro Brokers Inc. Morehouse, 24, New York, N.Y., research assistant, Keefe, Bruyette & Woods George Morell, 47, Mt. Nobuhiro Hayatsu, 36, Scarsdale, N.Y., vice president, Chuo Mitsui Trust and Banking Co. Inc. Geoffrey W. Nicholas C. Inc. Shay, 27, New York, N.Y., bond broker, Cantor Fitzgerald Daniel James Shea, 37, Pelham Manor, N.Y., managing director and partner, Cantor Fitzgerald Joseph Patrick Shea, 47, Pelham, N.Y., senior executive, Cantor Fitzgerald Linda Sheehan, 40, New York, N.Y., vice president, Sandler O’Neill & Partners Hagay Shefi, 34, Tenafly, N.J., founder, GoldTier Technologies John Anthony Sherry, 34, Rockville Centre, N.Y., trader, Euro Brokers Inc. Inc. Hardai (Casey) Parbhu, 42, New York, N.Y., Aon Corp. Francisco Bourdier, 41, New York, N.Y., security guard, Deutsche Bank Thomas H. Hector Tamayo, 51, New York, N.Y., project manager, Vanderbilt Group Inc. Inc. Farrelly, 54, East Northport, N.Y., computer programmer, Accenture Syed Abdul Fatha, 54, Newark, N.J., customer service associate, Pitney Bowes Christopher Faughnan, 37, South Orange, N.J., bond trader, Cantor Fitzgerald Wendy R. Mark F. Gregory A. Beatty, 53, Belford, N.J., technical supervisor, Marsh & McLennan Cos. James Corrigan, 60, New York, N.Y., fire and safety operations Carlos Cortes, 57, New York, N.Y., civil engineer, Washington Group International Kevin M. Lee, 62, Lindenhurst, N.Y., senior vice president, Cantor Fitzgerald Hyun-joon (Paul) Lee, 32, New York, N.Y., New York State Department of Taxation and Finance Juanita Lee, 44, New York, N.Y., Aon Corp. Welles Remy Crowther, 24, Upper Nyack, N.Y., equities trader, Sandler O’Neill & Partners Robert L. Inc. Vasel, 32, Park Ridge, N.J., disaster recovery specialist, Marsh & McLennan Cos. Inc. Inc. David Alan James Rathkey, 47, Mountain Lakes, N.J., sales executive, IQ Financial Systems William Ralph Raub, 38, Saddle River, N.J., institutional stock trader, Cantor Fitzgerald Gerard Rauzi, 42, New York, N.Y., New York State Department of Taxation and Finance Alexey Razuvaev, 40, New York, N.Y., Euro Brokers Inc. Inc. Inc. David E. Twomey, 48, New York, N.Y., trader, Harvey Young Yurman Inc. Tino, 29, Livingston, N.J., Marsh & McLennan Cos. Gary Shamay, 23, New York, N.Y., Cantor Fitzgerald Earl Richard Shanahan, 50, New York, N.Y. Bailey, 29, New York, N.Y., consultant, Marsh & McLennan Cos. Kyte, 49, Boonton, N.J., managing director, Marsh USA Amarnauth Lachhman, 42, Valley Stream, N.Y., office renovator, PM Contracting Andrew LaCorte, 61, Jersey City, N.J., trader, Carr Futures Ganesh Ladkat, 27, Somerset, N.J., eSpeed, Cantor Fitzgerald James P. Inc. Wik, 44, Crestwood, N.Y., assistant director risk management service, Aon Corp. Joseph J. Inc. David Fodor, 38, Garrison, N.Y., accountant and volunteer fire marshal, Fiduciary Trust International Steven Mark Fogel, 40, Westfield, N.Y., Cantor Fitzgerald Chih Min (Dennis) Foo, 40, Holmdel, N.J. Deming, 47, Franklin Lakes, N.J., practice director, Oracle Corp. Inc. Inc. Kathryn Blair Lee, 55, New York, N.Y., Web page designer, Marsh & McLennan Cos. Snyder, 35, Cranford, N.J., vice president of special risks, Aon Corp. West, 54, Pottersville, N.J., bond trader, Cantor Fitzgerald Whitfield West, 41, New York, N.Y., Cantor Fitzgerald Meredith Lynn Whalen, 23, Hoboken, N.J., research analyst, Fred Alger Management Adam S. Robert J. Edward R. Gnazzo, 32, New York, N.Y., vice president of operations, Cantor Fitzgerald William (Bill) Robert Godshalk, 35, New York, N.Y., vice president, institutional equity sales, Keefe, Bruyette & Woods Michael Gogliormella, 43, New Providence, N.J., quality assurance technician, Cantor Fitzgerald Brian Fredric Goldberg, 26, Union, N.J., Fiduciary Trust International Jeffrey Grant Goldflam, 48, Melville, N.Y., senior vice president, chief financial officer, Cantor Fitzgerald Michelle Herman Goldstein, 31, New York, N.Y., brokerage services, Aon Corp. Lynch, 44, Cranford, N.J., property manager, Port Authority of New York and New Jersey Sean Lynch, 34, New York, N.Y., senior vice president of equity trading, Cantor Fitzgerald Sean Patrick Lynch, 36, Morristown, N.J., broker, Cantor Fitzgerald Terence M. Hoffman, 36, Long Beach, N.Y., bond broker, Cantor Fitzgerald Judith Florence Hofmiller, 53, Brookfield, Conn., senior software consultant, Marsh & McLennan Cos. Richard Joseph Cudina, 46, Glen Gardner, N.J., bond broker, Cantor Fitzgerald Neil James Cudmore, 38, Port Washington, N.Y., sales director, Waters magazine, Risk Waters Group Joan McConnell Cullinan, 47, Scarsdale, N.Y., assistant to the president, Cantor Fitzgerald Joyce Cummings, 65 Brian Thomas Cummins, 38, Manasquan, N.J., partner, Cantor Fitzgerald Michael Joseph Cunningham, 39, Princeton Junction, N.J., securities broker, Euro Brokers Inc. Brenda E. Feeney, 28, New York, N.Y., corporate development director, Data Synapse Sean B. Inc. D’Ambrosi, 45, Woodcliff Lake, N.J., vice president of operations, Cantor Fitzgerald Jeannine Marie Damiani-Jones, 28, New York, N.Y., bond broker, Cantor Fitzgerald Patrick W. Marian Hrycak, 56, New York, N.Y., New York State Department of Taxation and Finance Stephen Huczko, 44, Bethlehem, N.J., police officer, Port Authority of New York and New Jersey Kris R. Inc. Merino, 39, New York, N.Y., securities analyst, Fiduciary Trust International Yamel Merino, 24, Yonkers, N.Y., emergency medical technician, Metrocare George Merkouris, 35, Levittown, N.Y., Carr Futures Deborah Merrick, 45 Raymond J. Inc. Scott W. Inc. Salas, 71, New York, N.Y., clerk, Civilian Complaint Review Board Juan Salas, 35, New York, N.Y., Windows on the World Esmerlin Salcedo, 36, New York, N.Y., security officer, Summit Security Services John Salvatore Salerno, 31, Westfield, N.J., broker, Cantor Fitzgerald Richard L. William G. Simon Maddison, 40, Florham Park, N.J., contractor at Cantor Fitzgerald Noell Maerz, 29, Long Beach, N.Y., bond trader, Euro Brokers Inc. Moutos, 44, Chatham, N.J., systems consultant, Marsh USA Damion Mowatt, 21, New York, N.Y., food service handler, Forte Food Service Stephen V. Richard M. Inc. Wayne John Saloman, 43, Seaford, N.Y., vice president, government bond broker, Cantor Fitzgerald Nolbert Salomon, 33, New York, N.Y., security guard, Morgan Stanley Catherine Patricia Salter, 37, New York, N.Y., Aon Corp. Nedd, 39, New York, N.Y., Windows on the World Laurence Nedell, 51, Lindenhurst, N.Y., Aon Corp. Maloy, 41, New York, N.Y., analyst, Marsh & McLennan Cos. Infante, 47, Chatham, N.J., police inspector, Port Authority of New York and New Jersey Louis S. Inc. Inc. Morton Frank, 31, New York, N.Y., institutional sales desk, Cantor Fitzgerald Peter Christopher Frank, 29, New York, N.Y., financial analyst, Fred Alger Management Richard K. Sisolak, 35, New York, N.Y., senior vice president, Marsh & McLennan Cos. Heather Malia Ho, 32, New York, N.Y., executive pastry chef, Windows on the World Tara Yvette Hobbs, 31, New York, N.Y., employee in insurance division, Aon Corp. Pietronico, 39, Matawan, N.J., corporate bond broker, Cantor Fitzgerald Nicholas P. Lederman, 43, New York, N.Y., senior client specialist, Aon Corp. Catarelli, 47, New York, N.Y., Marsh & McLennan Cos. Inc. Progen, 25, New York, N.Y., assistant office manager, Aon Corp. Luke G. Patrick J. John G. Christopher Sean Caton, 34, New York, N.Y., bond broker, Cantor Fitzgerald Robert J. Michael Craig Rothberg, 39, Greenwich, Conn., bonds manager, Cantor Fitzgerald Donna Marie Rothenberg, 53, New York, N.Y., global affairs executive, Aon Corp. Inc. Alok Agarwal, 36, Jersey City, N.J., senior programmer analyst, Cantor Fitzgerald Mukul Agarwala, 37, New York, N.Y., research analyst, Fiduciary Trust International David Agnes, 46, New York, N.Y., assistant vice president, Cantor Fitzgerald Joao A.D. Bryan Craig Bennett, 25, New York, N.Y., salesman at eSpeed, Cantor Fitzgerald Eric L. Colaio, 32, Montauk, N.Y., senior managing director, Cantor Fitzgerald Christopher M. Cosgrove, 46, West Islip, N.Y., claims vice president, Aon Corp. Schunk, 54, Baldwin, N.Y., bond broker, Cantor Fitzgerald Mark E. Strauss, 44, Edison, N.J., chief of World Trade Center operations, Port Authority of New York and New Jersey Steven R. Longing, 35, Pearl River, N.Y., assistant vice president, Marsh USA Daniel Lopez, 39, New York, N.Y., Carr Futures George Lopez, 40, Stroudsburg, Pa., Fiduciary Trust International Luis Lopez, 38, New York, N.Y. Inc. Inc. Sadocha, 41, Huntington, N.Y., manager, Forte Food Service Jude Elias Safi, 24, New York, N.Y., assistant trader, Cantor Fitzgerald Brock Joel Safronoff, 26, New York, N.Y., computer systems analyst, Marsh & McLennan Cos. Inc. Miller, 53, New York, N.Y., Aon Corp. David Ortiz, 37, Nanuet, N.Y., locksmith, Port Authority of New York and New Jersey Emilio (Peter) Ortiz, 38, New York, N.Y., Carr Futures Pablo Ortiz, 49, New York, N.Y., superintendent of construction, Port Authority of New York and New Jersey Paul Ortiz, 21, New York, N.Y., computer technician, Bloomberg L.P. Joni Cesta, 37, Bellmore, N.Y. Mark Stephen Carney, 41, Rahway, N.J., recruiter, Association of Independent Recruiters Joyce Ann Carpeneto, 40, New York, N.Y., call records management assistant, General Telecom Jeremy M. Hardy, 46, New York, N.Y., executive chef, Forte Food Service Timothy John Hargrave, 38, Readington, N.J., vice president, Cantor Fitzgerald Frances Haros, 76, New York, N.Y., Keefe, Bruyette & Woods Aisha Harris, 22, New York, N.Y., switch operations technician, General Telecom Stewart D. Alviar, 60, Bloomfield, N.J., Marsh & McLennan Cos. Morrison, 34, Charlestown, Mass., senior vice president, Zurich Scudder Investments Ferdinand V. Myrna T. Farrell, 32, New York, N.Y., vice president and partner, government securities, Cantor Fitzgerald John W. Anthony Alvarado, 31, New York, N.Y., food service handler, Forte Food Service Telmo Alvear, 25, New York, N.Y., waiter, Windows on the World Cesar A. Army Wayne White, 38, New York, N.Y., mailroom manager, Marsh & McLennan Cos. Dennis Michael Cook, 33, Colts Neck, N.J., assistant trader, Cantor Fitzgerald Helen D. Todd Russell Hill, 34, Boston, Mass., account executive, QRS Corp. David Francis Ferrugio, 46, Middletown, N.J., Cantor Fitzgerald Louis V. William J. Ronald George Hoerner, 58, Massapequa Park, N.Y., security manager, Summit Security Services Patrick Aloysius Hoey, 53, Middletown, N.J., executive manager of tunnels, bridges and terminals, Port Authority of New York and New Jersey Joseph Hoffman, 43 Marcia Hoffman, 52, New York, N.Y., Cantor Fitzgerald Michele L. Doherty, 58, Hartsdale, N.Y., vice president, Aon Corp. Casazza, 38, Colts Neck, N.J., senior vice president, Cantor Fitzgerald Paul Cascio, 23, Manhasset, N.Y., Euro Brokers Inc. John J. Thomas R. Studley Inc. Carlton W. Anne M. Inc. Biegeleisen, 42, New York, N.Y., vice president, Fiduciary Trust International Shimmy D. Loretta A, Vero, 51, Nanuet, N.Y. Tobin, 47, Kenilworth, N.J., senior vice president, Marsh & McLennan Cos. Molisani, 42, Middletown Township, N.J., senior vice president, Euro Brokers Inc. Rosenblum, 28, Hoboken, N.J., assistant trader, Cantor Fitzgerald Joshua A. Tompsett, 39, Garden City, N.Y., computer scientist and vice president, Instinet (Reuters) Thomas Tong, 31, New York, N.Y. Murach, 45, Montclair, N.J., senior vice president, Cantor Fitzgerald Cesar Augusto Murillo, 32, New York, N.Y., international trader, Cantor Fitzgerald Marc A. Richard Rodriguez, 31, Cliffwood, N.J., police officer, Port Authority of New York and New Jersey David B. Gatton, 38, Jersey City, N.J., operations officer, Fiduciary Trust International Donald Richard Gavagan, 35, New York, N.Y., bond broker, Cantor Fitzgerald Terence D. Shahid, 35, Union, N.J., systems administrator, eSpeed, Cantor Fitzgerald Mohammed Shajahan, 41, Spring Valley, N.Y., computer administrator, Marsh & McLennan Cos. Inc. Adele Sessa, 36, New York, N.Y., sales associate, Cantor Fitzgerald Sita Nermalla Sewnarine, 37, New York, N.Y., disaster recovery agent, Fiduciary Trust International Karen Lynn Seymour-Dietrich, 40, Millington, N.J., technology specialist, Garban Intercapital Davis (Deeg) Sezna, 22, New York, N.Y., Sandler O’Neill & Partners Thomas Joseph Sgroi, 45, New York, N.Y., Marsh & McLennan Cos. Inc. Richard Morgan, 66, Glen Rock, N.J., vice president, emergency management, Consolidated Edison Sanae Mori, 27, Tokyo, Japan, system consultant, Nomura Research Institute Ltd. Shefield, 34, Newark, N.J.George V. Bruce Douglas (Chappy) Boehm, 49, West Hempstead, N.Y., government agencies broker, Cantor Fitzgerald Mary Katherine Boffa, 45, New York, N.Y., vice president of purchasing, Marsh & McLennan Cos. Barbara Guzzardo, 49, Glendale, N.Y., insurance underwriter, Aon Corp. Inc. Jeffrey A. Raggio, 55, New York, N.Y., operations supervisor, Port Authority of New York and New Jersey Laura Marie Ragonese-Snik, 41, Bangor, Pa., special risk insurance specialist, Aon Corp. Attlas-Bellows, 30, East Windsor, N.J., executive assistant, Cantor Fitzgerald James Audiffred, 38, New York, N.Y., janitorial, elevator starter, ABM Industries Frank Louis Aversano, 58, Manalapan, N.J., director of operations support, risk services, Aon Corp. Inc. Wang, 59, New York, N.Y., First Commercial Bank Weibin Wang, 41, Orangeburg, N.Y., analyst, Cantor Fitzgerald Stephen Gordon Ward, 33, Gorham, Maine, accountant, Cantor Fitzgerald James A. Yvonne L. Varacchi, 35, Greenwich, Conn., president of eSpeed, Cantor Fitzgerald Gopalakrishnan Varadhan, 32, New York, N.Y., Cantor Fitzgerald David Vargas, 46, New York, N.Y., manager, Pitney Bowes Scott C. Andre Cox, 29, New York, N.Y., food service handler, Forte Food Service Frederick John Cox, 27, New York, N.Y., investment banker, Sandler O’Neill & Partners Michelle Coyle-Eulau, 38, Garden City, N.Y., systems analyst/management consultant, Marsh & McLennan Cos. Richard Al Penny, 53, New York, N.Y., recycling program worker, World Trade Center Project Renewal Salvatore F. Salvio, 27, New York, N.Y., broker, Carr Futures Samuel R. Pugliese, 47, East Fishkill, N.Y., assistant vice president, Marsh & McLennan Cos. Weaver, 30, New York, N.Y., vice president, Fiduciary Trust International Walter E. Andrucki, 42, Hoboken, N.J., risk assessment, Port Authority of New York and New Jersey Siew-Nya Ang, 37, East Brunswick, N.J., technical analyst, Marsh & McLennan Cos. Reese, 56, Kearny, N.J. Virginia A. Connolly, 46, Allenwood, N.J., assistant vice president, Euro Brokers Inc. Christopher Peter A. Parakat, 34, Sayreville, N.J., programmer, central development, Cantor Fitzgerald Vijayashanker Paramsothy, 23, New York, N.Y., Aon Corp. Morello, 52, Bayonne, N.J., facilities manager, Marsh & McLennan Cos. Velamuri, 63, Avenel, N.J., auditor, New York State Department of Taxation and Finance Jorge Velazquez, 47, Passaic, N.J., security guard, Morgan Stanley Anthony M. Frank, 35, South Amboy, N.J., director of document control, Aon Corp. Linda C. Brian Hennessey, 35, Ringoes, N.J., vice president, Cantor Fitzgerald Michelle Marie Henrique, 27, New York, N.Y., administrative assistant, Fiduciary Trust International John Henwood, 35, New York, N.Y., broker, Cantor Fitzgerald Robert Allan Hepburn, 39, Union, N.J., office service manager, Marsh & McLennan Cos. Inc. Horning, 26, Hoboken, N.J., Marsh & McLennan Cos. Douglas Irgang, 32, New York, N.Y., Sandler O’Neill & Partners Kristin A. Inc. Edward T. Karnes, 37, New York, N.Y., technology trainer, Marsh & McLennan Cos. Harris, 52, Marlboro, N.J., chief credit officer, Cantor Fitzgerald John Patrick Hart, 38, Danville, Calif., director of global operations, Franklin Templeton Investments John Clinton Hartz, 64, Basking Ridge, N.J., senior vice president, Fiduciary Trust International Emeric J. Jeffrey D. Rocha, 29, Malden, Mass., bond trader, Cantor Fitzgerald Laura Rockefeller, 41, New York, N.Y., freelance delegate coordinator, Risk Waters Group John M. McIlvaine, 26, New York, N.Y., assistant vice president of media relations, Merrill Lynch Donald James McIntyre, 38, New City, N.Y., police officer, Port Authority of New York and New Jersey Stephanie McKenna, 45, New York, N.Y., accounting department, Reinsurance Solutions Inc. Inc. Bowden, 36, Wyckoff, N.J., equities trader, Cantor Fitzgerald Kimberly S. Joshua Poptean, 37, New York, N.Y., construction foreman, Bronx Builders Giovanna Porras, 24, New York, N.Y., accountant, General Telecom Anthony Portillo, 48, New York, N.Y., architect, Washington Group International James Edward Potorti, 52, Princeton, N.J., vice president, Marsh & McLennan Cos. Rivas, 29, New York, N.Y., staff cafeteria cook, Windows on the World Carmen A. Kevin Michael Williams, 24, New York, N.Y., Sandler O’Neill & Partners Louie Anthony Williams, 44, New York, N.Y. Colleen Ann Deloughery, 41, Bayonne, N.J., reinsurance specialist, Aon Corp. Cecil-Carter, 34, New York, N.Y., Carr Futures Jason Cefalu, 30, West Hempstead, N.Y., Cantor Fitzgerald Thomas J. Inc. Martineau, 37, Edison, N.J., benefits consultant, Aon Corp. Nunez, 42, New York, N.Y., food runner, Windows on the World Jeffrey Nussbaum, 37, Oceanside, N.Y., trader, Carr Futures James A. Meehan, 49, Darien, Conn., chief market strategist, Cantor Fitzgerald Manuel Emilio Mejia, 54, New York, N.Y., kitchen worker, Windows on the World Eskedar Melaku, 31, New York, N.Y., assistant vice president, Marsh & McLennan Cos. (Roy) Santos, 37, New York, N.Y., computer consultant for Guy Carpenter, Accenture Kalyan K. Rice, 34, Hicksville, N.Y., vice president technology division, Marsh & McLennan Cos. Gartenberg, 36, New York, N.Y., associate director, Julien J. Dean, 35, Floral Park, N.Y., vice president, claims casualty, Marsh & McLennan Cos. Hughes, 38, Stamford, Conn., data systems manager, Marsh USA Robert T. Inc. Chiang, 51, New City, N.Y., computer specialist, Marsh & McLennan Cos. Van Laere, 46, Glen Rock, N.J., risk analyst and underwriter, Aon Corp. Mark Bruce, 40, Summit, N.J., trader, mortgage-backed securities, Sandler O’Neill & Partners Richard Bruehert, 38, Westbury, N.Y., Marsh & McLennan Cos. Swearson, 34, New York, N.Y., web designer for eSpeed, Cantor Fitzgerald Kenneth J. Carlos Segarra, 54, New York, N.Y., securities trader, Wachovia Corp. Glick, 55, Wayne, N.J., risk manager, Port Authority of New York and New Jersey Steven Lawrence Glick, 42, Greenwich, Conn., financial consultant, Credit Suisse First Boston John T. Reynolds, 41, Columbia, N.J., patrolman, Port Authority of New York and New Jersey John Frederick Rhodes, 57, Howell, N.J., claims consultant, Aon Corp. Christopher Orgielewicz, 35, Larchmont, N.Y., analyst, Sandler O’Neill & Partners Margaret Orloske, 50, Windsor, Conn., manager, Marsh & McLennan Cos. Richard Anthony Aceto, 42, Wantagh, N.Y., tax specialist, Marsh & McLennan Cos. Tinley, 56, Dallas, Texas, vice president, Marsh Inc. Andrew Steven Zucker, 27, New York, N.Y., associate, Harris Beach LLP Igor Zukelman, 29, New York, N.Y., computer sceince, Fiduciary Trust International

REPORTED DEAD

Stephen J. Salamone, 53, Springfield, Va., budget program analyst, U.S. Nolan, 44, Hopatcong, N.J., assistant vice president for computer technology services, Johnson & Higgins/March McLennan Daniela R. Spampinato, 39, Manhasset, N.Y., corporate bond trader, Cantor Fitzgerald Thomas Sparacio, 35, New York, N.Y., currency trader, Euro Brokers Inc. McKinnedy, 60, New York, N.Y. Ortale, 37, New York, N.Y., bond broker, Euro Brokers Inc. Orasri Liangthanasarn, 26, Bayonne, N.J., Windows on the World Ralph M. Michell Lee Robotham, 32, Kearny, N.J., help desk manager, Aon Corp. Benson, 52, Rockaway, N.J., human resources department, Port Authority of New York and New Jersey Dominick J. William A. Duffy, 52, Pittsford, N.Y., senior vice president, Marsh & McLennan Cos. Andrew K. Habib, 49, New York, N.Y., vice president, Marsh & McLennan Cos. Edward J. Brett O. Eric Thomas Ropiteau, 24, New York, N.Y., Cantor Fitzgerald Aida Rosario, 42, Jersey City, N.J., assistant manager, Marsh Inc. Wong, 26, New York, N.Y., client services in risk management division, Marsh & McLennan Cos. Edward Ryan, 42, Scarsdale, N.Y., first vice president, Carr Futures John J. Betterly, 42, Little Silver, N.J., bond trader, Cantor Fitzgerald Edward F. Mary Jo Kimelman, 34, New York, N.Y., volume control clerk, Cantor Fitzgerald Andrew Marshall King, 42, Princeton, N.J., trader, Cantor Fitzgerald Lucille T. Joshua Aron, 29, New York, N.Y., equities trader, Cantor Fitzgerald Richard Avery Aronow, 48, Mahwah, N.J., lawyer, Port Authority of New York and New Jersey Michael G. Inc. Inc. Marlo, 28, New York, N.Y., associate director, Sandler O’Neill & Partners Jose J. Rosen, 45, West Islip, N.Y., partner, fixed income division, Sandler O’Neill & Partners Brooke David Rosenbaum, 31, Franklin Square, N.Y., supervisor, overseas division, Cantor Fitzgerald Linda Rosenbaum, 41, Little Falls, N.J. Inc. Jon Richard Grabowski, 33, New York, N.Y., vice president for technology information, Marsh & McLennan Cos. Skrzypek, 37, New York, N.Y., broker at eSpeed division, Cantor Fitzgerald Christopher Paul Slattery, 31, New York, N.Y., trader, Cantor Fitzgerald Vincent R. Carlson, 40, New York, N.Y. Amy O’Doherty, 23, New York, N.Y., broker’s assistant, Cantor Fitzgerald Marni Pont O’Doherty, 31, Armonk, N.Y., senior vice president, Keefe, Bruyette & Woods Takashi Ogawa, 37, Tokyo, Japan, system consultant, Nomura Research Institute Ltd. Milewski, 21, New York, N.Y., food service handler, Forte Food Service Corey Peter Miller, 34, New York, N.Y., supply manager, Cantor Fitzgerald Craig James Miller, 29, Va. Inc. Peter Gelinas, 34, New York, N.Y., partner, Cantor Fitzgerald Steven Paul Geller, 52, New York, N.Y., institutional trader, Cantor Fitzgerald Howard G. Angela Rosario, 27, New York, N.Y., traders/brokers assistant, TradeSpark, Cantor Fitzgerald Wendy Alice Rosario Wakeford, 40, Freehold, N.J., broker’s assistant, Cantor Fitzgerald Mark H. Gregorio Manuel Chavez, 48, New York, N.Y., Windows on the World Pedro Francisco Checo, 35, New York, N.Y., Investment Operations Administration, Fiduciary Trust International Douglas MacMillan Cherry, 38, Maplewood, N.J., vice president of professional services group, Aon Corp. Waring, 49, New York, N.Y., Cantor Fitzgerald Brian G. Morris, 35, Kinnelon, N.J., managing director, Cantor Fitzgerald Stephen Philip Morris, 31, Ormond Beach, Fla. Blair, 35, East Brunswick, N.J., insurance executive, Aon Corp. Lynch, 49, Alexandria, Va., consultant, Booz-Allen & Hamilton Inc. Bernard Mascarenhas, 54, Newmarket, Ontario, Canada, information officer for Marsh Canada subsidiary, Marsh & McLennan Cos. Thorpe, 22, New York, N.Y., accounting department, Keefe, Bruyette & Woods Sal Tieri, 40, Shrewsbury, N.J., managing director, Marsh & McLennan Cos. Ramon Grijalvo, 58, Morgan Stanley Joseph F. Heinrich B. Charles Francis Xavier Heeran, 23, Belle Harbor, N.Y., institutional equities trader, Cantor Fitzgerald Howard Joseph Heller, 37, Ridgefield, Conn., managed funds expert, Carr Futures JoAnn L. Inc. Inc. Puckett, 47, Glen Cove, N.Y., sound engineer, Windows on the World Robert D. Patel, 29, Edison, N.J., LDC options broker, Euro Brokers Inc. Clark, 40, Teaneck, N.J., computer technician, Cantor Fitzgerald Mannie Leroy Clark, 54, New York, N.Y. Thomas Anthony Palazzo, 44, Armonk, N.Y., bond trader, Cantor Fitzgerald Richard (Rico) Palazzolo, 39, New York, N.Y., mortgage security broker, Cantor Fitzgerald Alan N. Jeffrey Schreier, 48, New York, N.Y., mailroom clerk and messenger, Cantor Fitzgerald John T. Fegan, 34, New York, N.Y., broker, Fred Alger Management Peter Feidelberg, 34, Hoboken, N.J., Aon Corp. Cruikshank, 64, New York, N.Y., executive vice president, Carr Futures Francisco Cruz, 47, New York, N.Y., security officer, Summit Security Services John Robert Cruz, 32, Jersey City, N.J., John Robert Cruz, 32, Jersey City, N.J. Terence J. Fabian Soto, 31, Harrison, N.J., janitorial, window cleaner, ABM Industries Timothy P. Licciardi, 30, West Hempstead, N.Y., electrician, P.E. Ivelin Ziminski, 40, Tarrytown, N.Y., Marsh & McLennan Cos. Lang, 42, Middletown, N.J., equities trader, Cantor Fitzgerald Vanessa Langer, 29, Yonkers, N.Y., office manager, Regus Mary Lou Langley, 53, New York, N.Y., Aon Corp. Kren, 52 Lyudmila Ksido, 46, New York, N.Y., consultant, Accenture Shekhar Kumar, 30, New York, N.Y., Cantor Fitzgerald Frederick Kuo, 53, Great Neck, N.Y., engineer, Washington Group International Patricia Kuras, 42, New York, N.Y., facilities manager, Marsh & McLennan Cos. DeSimone, 23, Ringwood, N.J., accountant, Marsh & McLennan Cos. Gurian, 38, Tenafly, N.J., business development manager, Radianz Janet H. Mario Nardone, 32, New York, N.Y., bond broker, Euro Brokers Inc. Michael Massaroli, 38, New York, N.Y., vice president, Cantor Fitzgerald Philip W. Charles Antoine Lesperance, 55, systems analyst, New York State Department of Transportation John D. Slavin, 41, Belle Harbor, N.Y., vice president, partner, equities, Cantor Fitzgerald Robert Sliwak, 42, Wantagh, N.Y., bond trader, Cantor Fitzgerald Paul K. Ian Schneider, 45, Short Hills, N.J., senior managing director, Cantor Fitzgerald Marisa Di Nardo Schorpp, 38, White Plains, N.Y., commodities broker, Cantor Fitzgerald Frank G. Brandemarti, 21, Mantua, N.J., analyst, Keefe, Bruyette & Woods Michelle Renee Bratton, 23, Yonkers, N.Y., executive assistant, marketing, Cantor Fitzgerald Patrice Braut, 31, New York, N.Y., technology, Marsh & McLennan Cos. Craig Michael Blass, 27, Greenlawn, N.Y., trader, Cantor Fitzgerald Rita Blau, 52, New York, N.Y., supervisor of switchboard operators, Fiduciary Trust International Richard M. Inc. Kevin Francis Conroy, 47, New York, N.Y., vice president of corporate accounting, Marsh & McLennan Cos. Mattson, 54, Green Pond, N.J., banking executive, Fiduciary Trust International Walter Matuza, 39, New York, N.Y., analyst, Carr Futures Charles A. Abraham J. Andrew Alameno, 37, Westfield, N.J., trader, Cantor Fitzgerald Margaret Ann (Peggy) Jezycki Alario, 41, New York, N.Y., global products manager, Zurich American Insurance Gary Albero, 39, Emerson, N.J., insurance broker, Aon Corp. Perrotta, 43, Mount Sinai, N.Y., vice president, Cantor Fitzgerald Emelda Perry, 52, Elmont, N.Y., Washington Group International John William Perry, 38, New York, N.Y., police officer, 40th precinct, New York Police Department Franklin Allan Pershep, 59, New York, N.Y., insurance underwriter, Aon Corp. Celeste Torres Victoria, 41, New York, N.Y., conferences telesales executive, Risk Waters Group Joanna Vidal, 26, Yonkers, N.Y., event coordinator, Risk Waters Group Joseph Vincent Vigiano, 34, Medford, N.Y., detective, New York Police Department Frank J. SeiLai Khoo, 38, Jersey City, N.J., portfolio manager, Fred Alger Management Satoshi Kikuchihara, 43, Scarsdale, N.Y., Chuo Mitsui Trust & Banking Co. Silverstein, 41, Wyckoff, N.J., equities trader, Sandler O’Neill & Partners Nasima H. Sharon Balkcom, 43, White Plains, N.Y., computer systems manager, Marsh & McLennan Cos. Inc. Stoller, 54, New York, N.Y., Accenture Lonny J. Stone, 43, Bellmore, N.Y., operations manager, Carr Futures Jimmy Nevill Storey, 58, Katy, Texas, senior vice president in Houston office, Marsh & McLennan Cos. Olabisi L. Inc. Zuccala, 54, Croton-on-Hudson, N.Y. Michael Lynch, 34, Cantor Fitzgerald Richard Dennis Lynch, 30, Bedford Hills, N.Y., bond trader, Euro Brokers Inc. Patricia A. Bailey, 28, Bricktown, N.J., options broker, Euro Brokers Inc. Kisco, N.Y., partner and vice president of mortgage department, Cantor Fitzgerald Steven P. David G. Nee, 44, Stony Point, N.Y., operations manager, municipal bonds, Cantor Fitzgerald Pete Negron, 34, Bergenfield, N.J., environmental specialist, Port Authority of New York and New Jersey Ann Nicole Nelson, 30, New York, N.Y., bond broker in the agencies department, Cantor Fitzgerald David William Nelson, 50, New York, N.Y., senior vice president, Carr Futures Michele Ann Nelson, 27, Valley Stream, N.Y., benefits specialist, Cantor Fitzgerald Oscar Nesbitt, 58, New York, N.Y., tax auditor, New York State Department of Taxation and Finance Nancy Yuen Ngo, 36, Harrington Park, N.J., network consultant, Marsh & McLennan Cos. Lavelle, 42, Yonkers, N.Y., accountant, Syncorp Jeannine M. O’Shea, 47, Wall, N.J., Carr Futures James Robert Ostrowski, 37, Garden City, N.Y., Cantor Fitzgerald Timothy O’Sullivan, 68, Albrightsville, Pa., financial consultant, Cultural Institution of Retirement Systems Jason Douglas Oswald, 28, New York, N.Y., bond broker, Cantor Fitzgerald Isidro Ottenwalder, 35, New York, N.Y., Windows on the World Michael Ou, 53, New York, N.Y., New York State Department of Taxation and Finance Todd Joseph Ouida, 25, River Edge, N.J., options broker, Cantor Fitzgerald Jesus Ovalles, 60, New York, N.Y., Windows on the World Peter J. Inc. Myung-woo Lee, 41, Lyndhurst, N.J., tax auditor, New York State Department of Taxation and Finance Richard Y.C. Ernest James, 40, New York, N.Y., Marsh & McLennan Cos. Blood, 38, Ridgewood, N.J., insurance broker, Aon Corp. Inc. Inc. Cynthia Giugliano, 46, Nesconset, N.Y., chief technical specialist, Empire Blue Cross/Blue Shield Mon Gjonbalaj, 65, New York, N.Y., janitorial, porter, ABM Industries Dianne Gladstone, 55, New York, N.Y., section head, New York State Department of Taxation and Finance Thomas I. David Garcia, 40, Freeport, N.Y., consultant, Marsh & McLennan Cos. Inc. Inc. Kathy Bantis, 44, Chicago, Ill., Marsh & McLennan Cos. Inc. Inc. Timothy Stout, 42, Dobbs Ferry, N.Y., quality assurance specialist, Cantor Fitzgerald Thomas S. Kum-Kum Girolamo, 41, New York, N.Y., Aon Corp. Berray, 39, New York, N.Y., vice president, MoneyLine David S. Heltibridle, 46, Springfield, N.J., senior vice president, Marsh & McLennan Cos. Calcagno, 57, New York, N.Y. O’Neal, 52, New York, N.Y., Cantor Fitzgerald John P. Wengerchuk, 56, Centerport, N.Y., designer, Washington Group International Peter M. Laura A. Steven A. Lassman, 28, Cliffside Park, N.J., computer programming department, Cantor Fitzgerald Paul Laszczynski, 49, Paramus, N.J., police officer, Port Authority of New York and New Jersey Jeffrey Latouche, 49, New York, N.Y., banquet captain, Windows on the World Charles Laurencin, 61, New York, N.Y., security guard, Morgan Stanley Stephen James Lauria, 39, New York, N.Y., project manager, Marsh & McLennan Cos. Reilly, 40, New York, N.Y., vice president, Marsh USA Joseph Reina, 32, New York, N.Y., manager of operations, Cantor Fitzgerald Thomas Barnes Reinig, 48, Bernardsville, N.J., investment banker at eSpeed division, Cantor Fitzgerald Frank B. Kellett, 37, Riverdale, N.Y., commodities trader, Carr Futures Frederick H. Wilson, 55, New York, N.Y., marine insurance broker, Aon Corp. Centeno, 38, Bayonne, N.J., Ana M. Bennett Lawson Fisher, 58, Stamford, Conn., senior vice president, Fiduciary Trust International John Roger Fisher, 46, Bayonne, N.J., security consultant, NanoTek Thomas J. Chirchirillo, 47, Langhorne, Pa., Marsh & McLennan Cos. Marianne Simone, 62, New York, N.Y., communications specialist, Cantor Fitzgerald Barry Simowitz, 64, New York, N.Y., auditor, New York State Department of Taxation and Finance Jeff Simpson, 38, Lake Ridge, Va., project manager, Oracle Khamladai K. Fava, 30, New York, N.Y., assistant broker, Cantor Fitzgerald Bernard D. Robert Kaulfers, 49, Kenilworth, N.J., police officer, Port Authority of New York and New Jersey Don Jerome Kauth, 51, Saratoga Springs, N.Y., bank analyst, Keefe, Bruyette & Woods Hideya Kawauchi, 36, Fort Lee, N.J., manager, Fuji Bank Edward T. Mark Jardim, 39, New York, N.Y., senior vice president, Investment Administration, Zurich Scudder Investments Mohammed Jawara, 30, New York, N.Y., MAS Security Francois Jean-Pierre, 58, New York, N.Y., Windows on the World Maxima Jean-Pierre, 40, Bellport, N.Y., food service handler, Forte Food Service Paul E. Lynch, 58, Amityville, N.Y., Marsh & McLennan Cos. Michael Edward McHugh, 35, Tuckahoe, N.Y., director of sales at TradeSpark, Cantor Fitzgerald Robert G. Inc. Colin Richard McArthur, 52, Howell, N.J., Aon Corp. John Adam Larson, 37, Colonia, N.J., senior vice president, Aon Corp. Fazio, 57, Closter, N.J., accountant, Aon Corp. Jenny Seu Kueng Low Wong, 25, New York, N.Y., assistant vice president, market information group, Marsh & McLennan Cos. Inc. Ketler, 42, New York, N.Y., director of research, Fiduciary Trust International Boris Khalif, 30, New York, N.Y., computer consultant, Marsh & McLennan Cos. Beatini, 40, Park Ridge, N.J., operations vice president, Allendale Insurance Jane S. John F. Denise Lenore Benedetto, 40, New York, N.Y., executive assistant, Aon Corp. DeJesus, 28, New York, N.Y., administrative assistant, Cantor Fitzgerald Nereida DeJesus, 30, New York, N.Y., claims adjuster, Aon Corp. Inc. Kathleen (Casey) Hunt, 43, Middletown, N.J., employee on equity trading desk, Sandler O’Neill & Partners William C. Marcus R. Vadas, 37, Westport, Conn., senior vice president, Keefe, Bruyette & Woods Mayra Valdes-Rodriguez, 39, New York, N.Y., Aon Corp. Wisniewski, 54, Basking Ridge, N.J., vice president, Cantor Fitzgerald David Wiswall, 54, North Massapequa, N.Y., senior vice president, Aon Corp. Inc. Inc. Fergus, 40, Wilton, Conn., Cantor Fitzgerald George Ferguson, 54, Teaneck, N.J. Montano, 38, Glen Ridge, N.J., government agencies securities broker, Cantor Fitzgerald Cheryl Ann Monyak, 43, Greenwich, Conn., executive, Marsh & McLennan Cos. Colaio, 34, New York, N.Y., senior managing director, Cantor Fitzgerald Stephen J. Bittner, 27, New York, N.Y., research analyst, Keefe, Bruyette & Woods Balewa Albert Blackman, 26, New York, N.Y., junior accountant, Cantor Fitzgerald Susan L. Christophe, 39, Maplewood, N.J., vice president of risk services, Aon Corp. Peter Craig Alderman, 25, New York, N.Y., salesman, Bloomberg Tradebook Jacquelyn Delaine Aldridge, 46, New York, N.Y., accountant, Marsh & McLennan Cos. Charles J. Jeffers, 39, New York, N.Y., Cantor Fitzgerald Joseph Jenkins, 47, New York, N.Y. Inc. Clive Thompson, 43, Summit, N.J., broker, Euro Brokers Inc. Inc. Michael Seaman, 41, Manhasset, N.Y., senior vice president, Cantor Fitzgerald Margaret Seeliger, 34, New York, N.Y., director of underwriting, Combined Insurance, Aon Corp. Caggiano, 25, New York, N.Y., Cantor Fitzgerald Cecile M. Inc. Inc. Tyrone May, 44, Rahway, N.J., auditor, New York State Department of Taxation and Finance Robert J. Pakkala, 31, Stewartsville, N.J., consultant at Marsh & McLennan Cos. Inc. Manette Marie Beckles, 43, Rahway, N.J., account processor Michael Beekman, 39, New York, N.Y., head trade clerk, LaBranche Maria Behr, 41, Milford, N.J., securities trader, Cantor Fitzgerald Yelena Belilovsky, 38, Mamaroneck, N.Y., Fred Alger Management Nina Patrice Bell, 39, New York, N.Y., senior manager, Marsh & McLennan Cos. Howell, 36, New York, N.Y., desktop support manager, Marsh & McLennan Cos. Mark Petrocelli, 28, New York, N.Y., commodities broker, Carr Futures Glen Kerrin Pettit, 30, Oakdale, N.Y., police academy video unit, New York Police Department Dominick Pezzulo, 36, New York, N.Y., police officer, Port Authority of New York and New Jersey Kaleen E. Alan J. Lopez, 54, Jersey City, N.J., tax accountant, Marsh & McLennan Cos. Kanter, 53, Edison, N.J., systems vice president, Cantor Fitzgerald Deborah H. Roberts, 44, Wayne, N.J., municipal bond trader, Cantor Fitzgerald Donald Walter Robertson, 35, Rumson, N.J., bond trader, Cantor Fitzgerald Catherina Robinson, 45, New York, N.Y., Wachovia Corp. Berry, 55, Saddle River, N.J., chairman and CEO, Keefe, Bruyette & Woods William Reed Bethke, 36, Hamilton, N.J., computer programmer, Marsh USA Timothy D. division, Marsh USA Jose Nicholas Depena, 42, New York, N.Y. Lasko, 49, Memphis, Tenn., Marsh & McLennan Cos. Harry Blanding, 38, Blakeslee, Pa., claims analyst, Aon Corp. Panatier, 36, Rockville Centre, N.Y., foreign currency trader, Cantor Fitzgerald Dominique Pandolfo, 27, Hoboken, N.J., computer/local area network specialist, Marsh & McLennan Cos. McGinnis, 41, Oakland, N.J., broker, Carr Futures Michael Gregory McGinty, 42, Foxboro, Mass., senior vice president for power and utilities practice, Marsh Inc. DaCosta, 41, Elizabeth, N.J., assistant general manager of building services, Port Authority of New York and New Jersey Vincent D’Amadeo, 36, East Patchouge, N.Y., first vice president, operations, Cantor Fitzgerald Thomas A. Lanza, 36, New York, N.Y., administrative assistant, Fiduciary Trust International Ruth Sheila Lapin, 53, East Windsor, N.J., senior business analyst, Baseline Financial Services Carol Ann LaPlante, 59, New York, N.Y., Marsh & McLennan Cos. Robert Dominick Cirri, 39, Nutley, N.J., police officer, Port Authority of New York and New Jersey Benjamin Keefe Clark, 39, New York, N.Y., chef, Sodexho Eugene Clark, 47, New York, N.Y., administrative assistant, Aon Corp. Havlish, 53, Yardley, Pa., senior vice president, Aon Corp. Inc. Ana Fosteris, 58, Coram, N.Y. Simon James Turner, 39, London, England, publishing director, Risk Waters Group Donald Joseph Tuzio, 51, Goshen, N.Y., former systems programmer, Bear Stearns Robert T. Napier, 38, Morris Township, N.J., Aon Corp. White, 50, New York, N.Y., telephone technician, IPC Kleinknect Electric Co. Brian Patrick Monaghan, 21, New York, N.Y., carpenter, Certified Installation Services Franklin Monahan, 45, Roxbury, N.Y., Cantor Fitzgerald John Gerard Monahan, 47, Wanamassa, N.J., operations supervisor, Cantor Fitzgerald Kristen Montanaro, 34, New York, N.Y., administrative assistant, Marsh & McLennan Cos. Thomas Edward Galvin, 32, New York, N.Y., senior vice president and corporate bond broker, Cantor Fitzgerald Giovanna (Genni) Gambale, 27, New York, N.Y., vice president in communications and media events, Cantor Fitzgerald Giann F. Yvette Anderson, 53, New York, N.Y., keyboard specialist, New York State Department of Taxation and Finance John Andreacchio, 52, New York, N.Y., human resources, Fuji Bank Michael Rourke Andrews, 34, Belle Harbor, N.Y., Cantor Fitzgerald Jean A. Willett, 29, Jersey City, N.J., analyst for C02e.com, Cantor Fitzgerald Brian Patrick Williams, 29, New York, N.Y., broker, Cantor Fitzgerald Crossley Williams, 28, Uniondale, N.Y., financial analyst, Fiduciary Trust International David Williams, 34, New York, N.Y., engineering, tenant man, ABM Industries Deborah Lynn Williams, 35, Hoboken, N.J. Mauro, 38, New York, N.Y., director of purchasing, Windows on the World Dorothy Mauro, 55, New York, N.Y., state tax clerk, Marsh & McLennan Cos. Danahy, 35, Yorktown Heights, N.Y., portfolio manager, Fiduciary Trust International Mary D’Antonio, 55, New York, N.Y., Marsh & McLennan Cos. Michael P. Foreman, 53, New York, N.Y., police officer, Port Authority of New York and New Jersey Christopher Hugh Forsythe, 44, Basking Ridge, N.J., foreign exchange money broker, Cantor Fitzgerald Claudia Alicia Martinez Foster, 26, New York, N.Y., broker assistant, Cantor Fitzgerald Noel J. Bart Joseph Ruggiere, 32, New York, N.Y., broker, Cantor Fitzgerald Susan Ann Ruggiero, 30, Plainview, N.Y., assistant vice president, Marsh Technologies, Marsh & McLennan Cos. Robert C. Suzanne Youmans, 60, New York, N.Y., technical assistant, global services, Aon Corp. Fiorelli, 43, Aberdeen, N.J., civil engineer, Port Authority of New York and New Jersey Paul M. Inc. Klares, 59, Somers, N.Y., risk management, Marsh & McLennan Cos. Anna Debin, 30, East Farmingdale, N.Y., administrative assistant, Cantor Fitzgerald James V. Jeffrey L. Taddei, 64, New York, N.Y., Marsh & McLennan Cos. Jones, 44, New York, N.Y., systems administrator, IBM Global Christopher D. San Phillip, 55, Ridgewood, N.J., vice president, equity sales and trading, Sandler O’Neill & Partners Sylvia San Pio Resta, 26, New York, N.Y., trader, Carr Futures Hugo Sanay-Perafiel, 41, New York, N.Y., chef, Euro Brokers Inc. Rivers, 40, New York, N.Y., editorial director, Waters magazine, Risk Waters Group Joseph R. Annette Andrea Dataram, 25, New York, N.Y., accountant, Windows on the World Lawrence Davidson, 51, New York, N.Y., broker, Aon Corp. Jones, 72, New York, N.Y., mailroom clerk, Port Authority of New York and New Jersey Robert Thomas Jordan, 34, Williston, N.Y., bond trader, Cantor Fitzgerald Albert Joseph, 79, maintenance worker, Morgan Stanley Ingeborg Joseph, 60, Germany, import manager, Rohde & Liesenfeld shipping agency Stephen Joseph, 39, Franklin Park, N.J., operations officer, Fiduciary Trust International Jane Eileen Josiah, 47, Bellmore, N.Y., Fiduciary Trust International Karen Susan Juday, 52, New York, N.Y., administrative assistant, Cantor Fitzgerald Paul W. Hemanth Kumar Puttur, 26, White Plains, N.Y., Marsh & McLennan Cos. Brian J. Romagnolo, 37, Coram, N.Y., electrical worker, IPC Kleinknect Electric Co. Ronald E. Stahlman, 43, Holmdel Township, N.J., money trader, Cantor Fitzgerald Alexandru Liviu Stan, 34, New York, N.Y., consultant at Cantor Fitzgerald Corina Stan, 31, Cantor Fitzgerald Mary D. Charles Peter Lucania, 34, East Atlantic Beach, N.Y., electrician, P.E. Canty, 30, Schenectady, N.Y., broker, Carr Futures Louis A. Elizabeth (Lisa) Martin Gregg, 52, New York, N.Y., senior vice president, Fred Alger Management Denise Gregory, 39, New York, N.Y., Carr Futures Donald H. Niedermeyer, 40, Manasquan, N.J., police officer, Port Authority of New York and New Jersey Frank John Niestadt, 55, Ronkonkoma, N.Y., operations director, Aon Corp. Laurence Curia, 41, Garden City, N.Y., broker, Cantor Fitzgerald Paul Dario Curioli, 53, Norwalk, Conn., vice president, FM Global Beverly Curry, 41, New York, N.Y., operations manager, Cantor Fitzgerald Gavin Cushny, 47, Hoboken, N.J., computer programmer in eSpeed division, Cantor Fitzgerald Manuel Da Mota, 43, Valley Stream, N.Y., millwork foreman, Bronx Builders Caleb Arron Dack, 39, Montclair, N.J., vice president and director of global sales and alliances, Encompys Carlos S. Murolo, 28, Maywood, N.J., vice president, government bonds, Cantor Fitzgerald Brian Joseph Murphy, 41, New York, N.Y., electronic bond trading coordinator, Cantor Fitzgerald Charles Murphy, 38, New York, N.Y., broker, Cantor Fitzgerald Christopher W. Inc. Inc. Uman, 33, Westport, Conn., managing director for eSpeed, Cantor Fitzgerald Anil Shivhari Umarkar, 34, Hackensack, N.J., computer programmer/consultant for eSpeed at Cantor Fitzgerald Allen V. Giglio, 35, Oceanside, N.Y., executive assistant, Alliance Consulting Andrew Clive Gilbert, 39, Califon, N.J., Cantor Fitzgerald Timothy Paul Gilbert, 35, Lebanon, N.J., Cantor Fitzgerald Paul Stuart Gilbey, 39, Chatham, N.J., broker, Euro Brokers Inc. Bogdan, 34, Browns Mills, N.J., Marsh & McLennan Cos. Daniel Ilkanayev, 36, New York, N.Y., Cantor Fitzgerald Abraham Nethanel Ilowitz, 51, New York, N.Y., financial services representative, Metropolitan Life Insurance Co. Lorraine Lisi, 44, New York, N.Y., Fiduciary Trust International Paul Lisson, 45, New York, N.Y., clerk, Pitney Bowes Vincent Litto, 52, New York, N.Y., vice president, Cantor Fitzgerald Ming-Hao Liu, 41, Livingston, N.J., engineer, Washington Group International Joseph Livera, 67 Nancy Liz, 39, New York, N.Y., Aon Corp. Robert Arthur Rasmussen, 42, Hinsdale, Ill., financial analyst, Vestek Amenia Rasool, 33, New York, N.Y., accountant, Marsh & McLennan Cos. Inc. Berkeley, 38, New York, N.Y. Kerene Gordon, 43, New York, N.Y., food service handler, Forte Food Service Sebastian Gorki, 27, New York, N.Y., global equities division, Deutsche Bank Kieran Gorman, 35, Yonkers, N.Y., mason tender, Structure Tone Thomas E. Lang, 30, Red Bank, N.J., project manager, Structure Tone Rosanne P. Passaro, 38, East Brunswick, N.J., Aon Corp. Azael Ismael Vasquez, 21, New York, N.Y., food service handler, Forte Food Service Santos Vasquez, 55, New York, N.Y., Cantor Fitzgerald Arcangel Vazquez, 47, New York, N.Y., maintenance Sankara S. Leonard M. DePalma, 42, Newfoundland, N.J., vice president of C.A.P.S. Haramis, 56, New York, N.Y., mechanical engineer, Washington Group International James A. Brett T. James Arthur Greenleaf, 32, New York, N.Y., foreign exchange trader, Carr Futures Eileen Marsha Greenstein, 52, Morris Plains, N.J., Aon Corp. Kenneth M. Dolores Marie Costa, 53, Middletown, N.J., vice president, Fred Alger Management Charles Gregory Costello, 46, Old Bridge, N.J., elevator technician, Thyssen Kropp Michael S. Jason Sekzer, 31, New York, N.Y., vice president, Cantor Fitzgerald Matthew Carmen Sellitto, 23, Morristown, N.J., trading desk, Cantor Fitzgerald Howard Selwyn, 47, Hewlett, N.Y., vice president, Euro Brokers Inc. Fagan, 55, Toms River, N.J., insurance adjuster, Aon Corp. Jerath, 57, Edison, N.J., structural engineer, Port Authority of New York and New Jersey Farah Jeudy, 32, Spring Valley, N.Y., administrative assistant, Aon Corp. Monica Lyons, 53, New York, N.Y., Marsh & McLennan Cos. Edward Saiya, 49, New York, N.Y., communications engineer John Patrick Salamone, 37, North Caldwell, N.J., broker, Cantor Fitzgerald Marjorie C. See-Wong Shum, 44, Westfield, N.J., New York State Department of Transportation Allan Shwartzstein, 37, Chappaqua, N.Y., equities trader, Cantor Fitzgerald Johanna Sigmund, 25, Syndmoor, Pa., investor liaision, Fred Alger Management Dianne T. Christopher M. Maynard S. Gibbon, 43, Hackettstown, N.J., senior vice president, Aon Corp. Grzymalski, 34, New Hyde Park, N.Y., bond broker, Cantor Fitzgerald Robert Joseph Gschaar, 55, Spring Valley, N.Y., Aon Corp. Howell, 60, New York, N.Y., information services manager, Fred Alger Management Steven L. A. Mario L. Raines, 37, New York, N.Y., vice president of global networking for eSpeed, Cantor Fitzgerald Ehtesham U. Patricia M. Inc. King-Johnson, 34, New York, N.Y., Keefe, Bruyette & Woods Takashi Kinoshita, 46, Rye, N.Y., president, Mizuho Capital Markets Corp. Zuhtu Ibis, 25, Clifton, N.J., customer distributions, Cantor Fitzgerald Michael Patrick Iken, 37, New York, N.Y., bond trader, Euro Brokers Inc. Efrain Franco Romero, 57, Hazleton, Pa., painter, Fine Painting and Decorating Elvin Santiago Romero, 34, Matawan, N.J., vice president of international equities, Cantor Fitzgerald James A. Pauline Francis, 57, New York, N.Y., food service handler, Forte Food Service Virgin (Lucy) Francis, 62, New York, N.Y., housekeeping staff, Windows on the World Gary J. Alexander Robbins Steinman, 32, Hoboken, N.J., trader, Cantor Fitzgerald Andrew Stergiopoulos, 23, New York, N.Y., Cantor Fitzgerald Andrew Stern, 45, Bellmore, N.Y., broker, Cantor Fitzgerald Michael James Stewart, 42, New York, N.Y., Carr Futures Richard H. Grillo, 46, New York, N.Y., risk finance analyst, Port Authority of New York and New Jersey David Grimner, 51, Merrick, N.Y., Marsh & McLennan Cos. Inc. York, 45, Wilton, Conn., vice president and director of human resources, Cantor Fitzgerald Kevin Patrick York, 41, Princeton, N.J., senior vice president, Euro Brokers Inc. Zion, 54, Greenwich, Conn., senior vice president, Cantor Fitzgerald Julie Lynne Zipper, 44, Paramus, N.J., product manager, SunGard Trading Systems/BRASS Salvatore J. Schertzer, 28, Edison, N.J., human resources department, Cantor Fitzgerald Sean Schielke, 27, New York, N.Y., trader, Cantor Fitzgerald Steven Francis Schlag, 41, Franklin Lakes, N.J., Cantor Fitzgerald Jon S. Pykon, 33, Princeton, N.J., senior vice president, Fred Alger Management Christopher Quackenbush, 44, Manhasset, N.Y., executive in charge of investment banking, Sandler O’Neill & Partners Lars Peter Qualben, 49, New York, N.Y., senior vice president, Marsh & McLennan Cos. Andrew I. John Keohane, 41, Jersey City, N.J., assistant general counsel, Zurich American Insurance Howard L. Giorgetti, 43, Manhasset, N.Y., senior vice president, Marsh & McLennan Cos. Pelino, 34, Fair Haven, N.J., Cantor Fitzgerald Michel Adrian Pelletier, 36, Greenwich, Conn., commodities broker, Cantor Fitzgerald Anthony Peluso, 46, New York, N.Y., construction supervisor, Structure Tone Angel Ramon Pena, 45, River Vale, N.J., senior client specialist, risk services, Aon Corp. Gabrielle, 50, West Haven, Conn., insurance broker, Aon Corp. John Holland, 30, Windows on the World Joseph Francis Holland, 32, Glen Rock, N.J., broker, Carr Futures Elizabeth Holmes, 42, New York, N.Y., communications, Euro Brokers Inc. Ludvigsen, 32, New York, N.Y., Keefe, Bruyette & Woods Lee Charles Ludwig, 49, New York, N.Y., vice president of international investment management, Fiduciary Trust International Sean Thomas Lugano, 28, New York, N.Y., Keefe, Bruyette & Woods Daniel Lugo, 45, New York, N.Y., security officer, Summit Security Services Marie Lukas, 32, New York, N.Y., securities broker at eSpeed, Cantor Fitzgerald William Lum, 45, New York, N.Y., senior claims specialist, Marsh & McLennan Cos. Siskopoulos, 60, New York, N.Y., secretary, Keefe, Bruyette & Woods Joseph M. Inc. Lunden, 37, New York, N.Y., partner and vice president of TradeSpark, Cantor Fitzgerald Christopher Lunder, 34, Wall, N.J., broker, Cantor Fitzgerald Anthony Luparello, 62, New York, N.Y., janitorial, cleaner, ABM Industries Gary Lutnick, 36, New York, N.Y., partner, trader on U.S. Fiumefreddo, 47, Manalapan, N.J., phone technician, IPC Kleinknect Electric Co. Inc. Stone Inc. Inc. Milano, 43, Middletown, N.J., senior vice president, corporate bonds, Cantor Fitzgerald Gregory Milanowycz, 25, Cranford, N.J., insurance broker, Aon Corp. Laverty, 52, Middletown, N.J., Fiduciary Trust International Steven Lawn, 28, West Windsor, N.J. Edward F. Fisher, 36, Union, N.J., vice president for operations, Fiduciary Trust International Lucy Fishman, 37, New York, N.Y., executive secretary, Aon Corp. Inc. Fallone, 39, New York, N.Y., bond broker, Cantor Fitzgerald Dolores B. Inc. Ingeborg Astrid Desiree Lariby, 42, New York, N.Y., center manager, Regus Robin Larkey, 48, Chatham, N.J., currency broker, Cantor Fitzgerald Christopher Randall Larrabee, 26, New York, N.Y., Cantor Fitzgerald Hamidou S. Charles Gregory John, 44, New York, N.Y., security officer, Royston and Zamani Nicholas John, 42, New York, N.Y. John M. Spinelli, 44, Short Hills, N.J., foreign exchange broker, Cantor Fitzgerald William E. Inc. Mills, 61, Brentwood, N.Y., director of the Petroleum, Alcohol and Tobacco Bureau, New York State Department of Taxation and Finance Ronald Keith Milstein, 54, New York, N.Y. DiFranco, 43, New York, N.Y., broadcast engineer, WABC-TV Alexandra Costanza Digna, 25, New York, N.Y. Elizabeth Ann (Betty) Farmer, 62, New York, N.Y., executive assistant contractor at Cantor Fitzgerald Douglas Farnum, 33, New York, N.Y., software specialist, Marsh & McLennan Cos. Zisa, 45, Hawthorne, N.J., senior vice president, Marsh USA Prokopios Paul Zois, 46, Lynbrook, N.Y., consultant at Marsh & McLennan Cos. Weaver, 30, Centereach, N.Y., police officer, emergency services unit, New York Police Department Nathaniel Webb, 56, Jersey City, N.J., police officer, Port Authority of New York and New Jersey Joanne Flora Weil, 39, New York, N.Y., counsel, Harris Beach LLP Steven Weinberg, 41, New City, N.Y., accounting manager, Baseline (Thomson Financial) Scott Jeffrey Weingard, 29, New York, N.Y., trader, Cantor Fitzgerald Steven Weinstein, 50, New York, N.Y. Inc. Frances Ann Cilente, 26, New York, N.Y., administrative assistant, Cantor Fitzgerald Elaine Cillo, 40, New York, N.Y., vice president, Marsh & McLennan Cos. Sword, 29, New York, N.Y., equities sales analyst, Keefe, Bruyette & Woods Kevin T. John E. Hughes, 30, Nesconset, N.Y., securities trader, Keefe, Bruyette & Woods Melissa Harrington Hughes, 31, San Francisco, Calif., director of business development, Slam Dunk Networks Paul R. Leonard Anthony White, 57, New York, N.Y., technician, global communications division, Verizon Malissa White, 37, New York, N.Y., human resources, Marsh & McLennan Cos. Inc. Nancy T. Robert Hussa, 51, Roslyn, N.Y., senior vice president, Carr Futures Robert Hussa, 51, Roslyn, N.Y., senior vice president, Carr Futures Joseph Anthony Ianelli, 28, Hoboken, N.J., accountant, Marsh & McLennan Cos. Paul Andrew Acquaviva, 29, Glen Rock, N.J., eSpeed vice president of corporate development, Cantor Fitzgerald Donald L. Claude D. Christopher J. Babakitis, 47, Secaucus, N.J., customer service representative, Port Authority of New York and New Jersey Eustace (Rudy) Bacchus, 48, Metuchen, N.J., independent trader, American Stock Exchange John James Badagliacca, 35, New York, N.Y., bond salesman, Cantor Fitzgerald Jane Ellen Baeszler, 43, New York, N.Y., broker, Cantor Fitzgerald Robert J. Kisco, N.Y., partner and vice president of mortgagedepartment, Cantor Fitzgerald Robert Walter Noonan, 36, Norwalk, Conn., trader, Cantor Fitzgerald Timothy O’Brien, 40, Rockville Centre, N.Y., Cantor Fitzgerald Richard J. Golkin, 30, New York, N.Y., vice president, Cantor Fitzgerald Dennis James Gomes, 40, New York, N.Y., officer, Fiduciary Trust International Enrique Antonio Gomez, 42, New York, N.Y., kitchen worker, Windows on the World Jose Bienvenido Gomez, 45, New York, N.Y., kitchen worker, Windows on the World Manuel Gomez, 42, New York, N.Y., vice president, Fuji Bank Wilder Gomez, 38, New York, N.Y., waiter and bartender, Windows on the World Jenine Gonzalez, 27, New York, N.Y., secretary, Aon Corp. O’Connor, 38, Eastchester, N.Y., Sandler O’Neill & Partners Keith K. Franco Lalama, 45, Nutley, N.J., Port Authority of New York and New Jersey Chow Kwan Lam, 48, Maywood, N.J., corporation tax auditor, New York State Department of Taxation and Finance Stephen LaMantia, 38, Darien, Conn., securities trader, Cantor Fitzgerald Amy Hope Lamonsoff, 29, New York, N.Y., events manager, North America, Risk Waters Group Brendan M. Byrne, 36, Manhattan, N.Y., investment banker, Sandler O’Neill & Partners Jesus Cabezas, 66, New York, N.Y., cook, Windows on the World Lillian Caceres, 48, New York, N.Y., technology administrator, Marsh & McLennan Cos. Geis, 44, Lees Summit, Mo., senior vice president, Aon Corp. David H. Harvey, 56, Montclair, N.J., president, Harvey Young Yurman Inc. Tara McCloud-Gray, 30, New York, N.Y., switch operations technician, General Telecom Charles Austin McCrann, 55, New York, N.Y., senior vice president, Marsh & McLennan Cos. Colasanti, 33, Hoboken, N.J., bond trader, Cantor Fitzgerald Kevin Nathaniel Colbert, 25, New York, N.Y., Keefe, Bruyette & Woods Michel Paris Colbert, 39, West New York, N.J., bond trader, Cantor Fitzgerald Keith Eugene Coleman, 34, Warren, N.J., senior vice president and partner, Cantor Fitzgerald Scott Thomas Coleman, 31, New York, N.Y., Cantor Fitzgerald Liam Joseph Colhoun, 34 Robert D. Dorothy J. Robert Eddie Murphy, 56, New York, N.Y. Abrahamson, 58, Cortland Manor, N.Y., business analyst, Marsh & McLennan Cos. Antoinette Duger, 44, Belleville, N.J., operations associate, Wachovia Corp. James Kenneth Samuel, 29, Hoboken, N.J., commodities trader, Carr Futures Michael V. Inc. Delapenha, 37, Allendale, N.J., vice president, chief bond trader, Keefe, Bruyette & Woods Vito Joseph Deleo, 41, New York, N.Y., engineering, tenant man, ABM Industries Danielle Delie, 47, New York, N.Y. Robert A. Inc. Preziose, 34, Holmdel, N.J., bond trader, Cantor Fitzgerald Wanda Ivelisse Prince, 30, New York, N.Y., foreign trader, Fiduciary Trust International Everett Martin (Marty) Proctor, 44, New York, N.Y., equities controller, Cantor Fitzgerald Carrie B. Inc. Conway, 40, New York, N.Y., systems analyst, Marsh & McLennan Cos. Scharf, 29, Manorville, N.Y. Beyea, 42, New York, N.Y., computer programmer, Empire Blue Cross and Blue Shield Anil T. Allison M. Frank Salvaterra, 41, Manhasset, N.Y., partner, Sandler O’Neill & Partners Paul R. Mastrandrea, 42, Chatham, N.J., trader, Cantor Fitzgerald Rudolph Mastrocinque, 43, Kings Park, N.Y., property claims representative, Marsh & McLennan Cos. Voskerijian, 43, Valley Stream, N.Y., global technology services, Marsh & McLennan Cos. Ashton, 21, New York, N.Y., electrician, Denino Electric Manuel O. Lee, 37, West Orange, N.J., senior vice president, Fiduciary Trust International Gary H. Inc. Edwards, 35, Huntington, N.Y., partner, Cantor Fitzgerald Lisa Egan, 31, Cliffside Park, N.J., human resources manager, Cantor Fitzgerald Samantha Egan, 24, Jersey City, N.J., administrative assistant, Cantor Fitzgerald Erwin Erker, 41, Farmingdale, N.Y., vice president, Marsh & McLennan Cos. Devitt, 36, Plainsboro, N.J., database administrator, Cantor Fitzgerald Simon Dhanani, 63, Hartsdale, N.Y., vice president, Aon Corp. Kenneth Grouzalis, 56, Lyndhurst, N.J., property manager/subterranean areas, Port Authority of New York and New Jersey Matthew J. O’Connor, 49, Poughkeepsie, N.Y., senior vice president, Marsh & McLennan Cos. Polhemus, 39, Morris Plains, N.J., systems analyst, Accenture Steve Pollicino, 48, Plainview, N.Y., vice president, Cantor Fitzgerald Susan M. Poulos, 45, Basking Ridge, N.J., information technology manager, Aon Corp. Mulderry, 33, New York, N.Y., vice president, equity trading, Keefe, Bruyette & Woods Peter James Mulligan, 28, New York, N.Y., associate vice president, international equities, Cantor Fitzgerald Michael Joseph Mullin, 27, Hoboken, N.J., trader, Cantor Fitzgerald James Donald Munhall, 45, Ridgewood, N.J., managing director, Sandler O’Neill & Partners Nancy Muniz, 45, New York, N.Y., office worker Carlos Mario Munoz, 43, Windows on the World Theresa (Terry) Munson, 54, New York, N.Y., technical assistant, Aon Corp. Cindy Ann Deuel, 28, New York, N.Y., executive assistant, Carr Futures Melanie Louise DeVere, 30, London, England, publisher of Waters Reference Products, Risk Waters Group Jerry DeVito, 66, New York, N.Y., driver, Fred Alger Management Robert P. Lance Richard Tumulty, 32, Bridgewater, N.J., distressed trading manager, Euro Brokers Inc. Jean Marie Collin, 42, New York, N.Y., risk manager, Pfizer Inc. Swensen, 40, Chatham, N.J., vice president, Cantor Fitzgerald Thomas F. Jeffrey J. Inc. Asciak, 47, Ridgefield, N.J., Carr Futures Michael Edward Asher, 53, Monroe, N.Y., Cantor Fitzgerald Janice Ashley, 25, Rockville Centre, N.Y., research associate, Fred Alger Management Thomas J. Studley Inc. Froehner, 46, Chester, N.J., police officer, Port Authority of New York and New Jersey Peter Christian Fry, 36, Wilton, Conn., vice president of international money markets, Euro Brokers Inc. Gary E. Janice L. Avnish Ramanbhai Patel, 28, New York, N.Y., research analyst, Fred Alger Management Dipti Patel, 38, New Hyde Park, N.Y., data systems engineer, Cantor Fitzgerald Manish K. Inc. Gustafson, 48, New York, N.Y. Cottoy, 51, New York, N.Y., analyst, Carr Futures Martin Coughlan, 54, County Tipperary, Ireland, carpenter Timothy John Coughlin, 42, New York, N.Y., senior managing director, Cantor Fitzgerald James E. Inc. Inc. Antigua, 32, Middletown, N.J., securities lending department, Cantor Fitzgerald Peter Paul Apollo, 26, Hoboken, N.J., equity trader, Cantor Fitzgerald Frank Thomas Aquilino, 26, New York, N.Y., vice president and partner, Cantor Fitzgerald Patrick Michael Aranyos, 26, New York, N.Y., bond broker, Euro Brokers Inc. Elkin Yuen, 32, New York, N.Y., broker, Carr Futures Joseph Zaccoli, 39, Valley Stream, N.Y., broker, Cantor Fitzgerald Adel Agayby Zakhary, 50, North Arlington, N.J., accountant, Carr Futures Arkady Zaltsman, 45, New York, N.Y., architect, Skidmore, Owings & Merrill Edwin J. Biegeleisen, 42, New York, N.Y., vice president, Fiduciary Trust International William Biggart, 54, New York, N.Y., photographer Gary Bird, 51, Tempe, Ariz., senior vice president, Marsh USA Joshua David Birnbaum, 24, New York, N.Y., assistant bond trader, Cantor Fitzgerald George Bishop, 52, Granite Springs, N.Y., vice president, Aon Corp. Moccia, 57, Hauppauge, N.Y., facility planner, Washington Group International Boyie Mohammed, 50, New York, N.Y., Carr Futures Kleber Rolando Molina, 44, New York, N.Y. Sheryl Lynn Rosenbaum, 33, Warren, N.J., accountant and partner, Cantor Fitzgerald Lloyd D. Garth E. Woods, 26, New York, N.Y., trader’s assistant, Cantor Fitzgerald Patrick Woods, 36, New York, N.Y., carpenter Richard Herron Woodwell, 44, Ho-Ho-Kus, N.J., senior vice president, Keefe, Bruyette & Woods John Bentley Works, 36, Darien, Conn., trader, Keefe, Bruyette & Woods Martin Michael Wortley, 29, Park Ridge, N.J., Cantor Fitzgerald Rodney James Wotton, 36, Middletown, N.J., senior vice president of web site design, Fiduciary Trust International William Wren, 61, Lynbrook, N.Y., resident manager, OCS Security John Wright, 33, Rockville Centre, N.Y., managing director, Sandler O’Neill & Partners Neil R. Ann McGovern, 68, East Meadow, N.Y., claims analyst, ARS Retail Group, Aon Corp. O’Connor, 48, LaGrangeville, N.Y., senior vice president, Marsh& McLennan Companies Inc. Mouchinski, 55, New York, N.Y., engineer, self-employed Jude J. Aryee, 49, Spring Valley, N.Y., tax auditor, New York State Department of Taxation and Finance Michael A. Elena Ledesma, 36, New York, N.Y., maintenance coordinator, Marsh & McLennan Cos. Inc. Koestner, 48, New York, N.Y., trader, Cantor Fitzgerald Ryan Kohart, 26, New York, N.Y., trader, Cantor Fitzgerald Vanessa Lynn Kolpak, 21, New York, N.Y., financial researcher, Keefe, Bruyette & Woods Irina Kolpakova, 37, New York, N.Y., file clerk, Harris Beach LLP Suzanne Kondratenko, 27, Chicago, Ill., senior consultant, Keane Consulting Group Abdoulaye Kone, 37, New York, N.Y., Windows on the World Bon-seok Koo, 42, River Edge, N.J., branch director, LG Insurance Co. Christopher Michael Grady, 39, Cranford, N.J., Cantor Fitzgerald Edwin John Graf, 48, Rowayton, Conn., vice president, Cantor Fitzgerald David M. Bright, 36, Union City, N.J., insurance analyst, Aon Corp. Hannan, 34, Lynbrook, N.Y., Marsh & McLennan Cos. Starita, 35, Westfield, N.J., limited partner, Cantor Fitzgerald Derek James Statkevicus, 30, Norwalk, Conn., research department, Keefe, Bruyette & Woods Craig William Staub, 30, Basking Ridge, N.J., senior vice president, research, Keefe, Bruyette & Woods William V. Robert H. Linehan, 39, Montville, N.J., senior vice president, Marsh & McLennan Cos. Vita Marino, 49, New York, N.Y., Sandler O’Neill & Partners Kevin D. Doi, 32, New York, N.Y., manager, IQ Financial Systems Brendan Dolan, 37, Glen Rock, N.J., broker, Carr Futures Neil Dollard, 28, Hoboken, N.J., bond broker, Cantor Fitzgerald James Joseph Domanico, 56, New York, N.Y., New York State Department of Taxation and Finance Jacqueline Donovan, 34, New York, N.Y., secretary, Keefe, Bruyette & Woods Stephen Dorf, 39, New Milford, N.J., maintenance and commications worker, Euro Brokers Inc. David Robert Meyer, 57, Glen Rock, N.J., bond trader, Cantor Fitzgerald Nurul Huq Miah, 35, New York, N.Y., audiovisual technologist, Marsh & McLennan Cos. Stacey S. Inc. Lim, 28, New York, N.Y., analyst, Fiduciary Trust International Darya Lin, 32, Chicago, Ill., senior manager, Keane Consulting Group Wei Rong Lin, 31, Jersey City, N.J., president, Frank W.Lin & Co. Michael M. Inc. Robert J. Duarte, 31, New York, N.Y

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